Compare Bank & Credit Union Rates
Best savings rates in Mitchell, SD
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Davison County, SD · Few institutions in Davison County, SD: choose a wider area in the filters
- 2.57%APY$257 a year on $10,000
Requirements
Product: Must be established, accessed, and maintained exclusively online.
Offer: $3.00 monthly service charge waived if daily balance remains at $100.00 or above. $2.00 service charge per withdrawal over 6 per calendar month. Online opening only.
2.55% interest rate · $3 monthly fee
Rate checked
More details - First Dakota National BankFirstChoice Money MarketFirstChoice Money Market · $10,000 min · 1.00%–2.53% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest will not accrue if your balance falls below $10,000.00. Interest is compounded and credited monthly. A monthly imaged statement is issued. Rates listed above are for accounts that can be opened online only. Contact a banker for a full list of rates and products offered. There is a $2.00 service charge for each withdrawal over 6 per calendar month.
1.00% interest rate
Rate by balance
Rate by balance for FirstChoice Money Market Balance APY $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.26% $100,000 – $150,000 1.92% $150,000 – $250,000 2.02% $250,000 – $500,000 2.12% $500,000 and up 2.53% Rate checked
More details - BankWestMoney Market AccountMoney Market Account · $1,000 min · 0.15%–3.25% by balance
Bank · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: No minimum balance charges. Limited to 10 debit transactions per statement cycle; $10.00 fee per debit transaction in excess of 10. Personal loan discount with automatic payment from BankWest deposit account.
Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.70% $50,000 – $100,000 0.80% $100,000 – $300,000 1.25% $300,000 – $500,000 1.75% $500,000 – $1,000,000 2.25% $1,000,000 – $2,000,000 2.75% $2,000,000 and up 3.25% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: No minimum balance is required for customers under 18 years old.
Offer: $3.00 monthly service charge waived if daily balance remains at $100.00 or above, or if customer is under 18 years old. $2.00 service charge per withdrawal over 6 per calendar month.
0.65% interest rate · $3 monthly fee
Rate checked
More details - Dakotaland Federal Credit UnionInvestor's Choice AccountsSavings · $500 min · 0.50%–3.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Gives flexibility to invest money at a higher rate without locking into a term. No minimum to open your account. With a deposit as low as $500 you will begin earning dividends. Minimum balance required for an Investor's Choice Account is $500.00.
Offer: Compounded monthly.
0.50% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Investor's Choice Accounts Balance APY $500 – $24,999Your amount 0.50% $25,000 and up 0.60% $50,000 and up 0.75% $100,000 and up 1.00% $250,000 and up 1.25% $500,000 and up 2.50% $750,000 and up 3.00% Rate checked
More details - Dakotaland Federal Credit UnionInvestor's ChoiceInvestor's Choice · $500 min · 0.50%–3.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance required for an Investor's Choice Account is $500.00 to earn dividends. There is no minimum to open the account.
Offer: Compounded monthly
0.50% interest rate · Compounded monthly · Effective Sep 1, 2026
Rate by balance
Rate by balance for Investor's Choice Balance APY $500 – $24,999Your amount 0.50% $25,000 and up 0.60% $50,000 and up 0.75% $100,000 and up 1.00% $250,000 and up 1.25% $500,000 and up 2.50% $750,000 and up 3.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $5 account balance and make a minimum of one transaction a year to become a member for life.
Offer: Compounded monthly. Minimum to earn dividend is $100 and above.
Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personalize your account by selecting a name which will appear on your statement to track progress toward savings goals. No minimum balance to open your account.
Offer: Compounded monthly. Earn dividends on balances of $100 or more.
Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000with conditions
Requirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Requires a Free Checking, Access Debit Account, or Premier Checking Relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.04% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.04% $5,000 – $25,000Your amount 0.04% $25,000 – $100,000 0.06% $100,000 – $500,000 0.06% $500,000 – $1,000,000 0.08% $1,000,000 – $2,500,000 0.08% $2,500,000 and up 0.08% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Davison County, SD
18 accounts at 6 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 0.79%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.30%
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Mitchell, SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dakotaland Federal Credit UnionCredit union · 2 branches