Bank · FDIC insured
BankWest Savings Rates
BankWest’s best savings rate is 0.70% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How BankWest’s savings rates compare
Compared with banks and credit unions near Pierre, SD, where BankWest has the most branches. $10,000, best rate first.
This bank’s best
BankWest
0.70%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $70
Money Market Account
Top rate
First Dakota National Bank
2.57%APY
- Minimum
- —
- Earns on $10,000 a year
- $257
2nd-highest rate
American Bank & Trust
1.00%APY
- Minimum
- $50
- Earns on $10,000 a year
- $100
BankWest savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankWest ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.70%APY
No minimum balance charges. Limited to 10 debit transactions per statement cycle; $10.00 fee per debit transaction in excess of 10. Personal loan discount with automatic payment from BankWest deposit account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.15% | — |
| $1,000 – $10,000 | 0.20% | — |
| $10,000 – $50,000 | 0.70% | $70 |
| $50,000 – $100,000 | 0.80% | — |
| $100,000 – $300,000 | 1.25% | — |
| $300,000 – $500,000 | 1.75% | — |
| $500,000 – $1,000,000 | 2.25% | — |
| $1,000,000 – $2,000,000 | 2.75% | — |
| $2,000,000 and up | 3.25% | — |
Sources (1)
- bankwest-sd.bank/personal/accounts/money-market-accounts · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.