Compare Bank & Credit Union Rates
Best savings rates in Milwaukie, OR
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Milwaukie, OR
- OnPoint Community Credit UnionOnPoint Premium Savings AccountSavings · $0 min · 2.25%–3.75% by balance
Credit union · 1 branch
3.75%APY$375 a year on $10,000with conditionsRequirements
Product: OnPoint Premium Savings account is a sweep account; balances up to the Maximum Program Deposit Amount ($250,000.00) may be swept to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. Requires qualifying for OnPoint Rewards (10-year membership or 6 qualifying transactions per calendar month in an OnPoint checking account), an active OnPoint Loyalty Savings account, and opt-in through OnPoint Online Banking. One account per member/TIN. All interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards, have an active OnPoint Loyalty Savings account, and opt-in through Online Banking.
Qualified rate · 3.69% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for OnPoint Premium Savings Account Balance APY Up to $100,000Your amount 3.75% Over $100,000 2.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Embold Credit UnionMember Perks Money MarketMember Perks Money Market · $0 min · 0.05%–3.25% by balance
Credit union · 2 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered-rate account. Dividend rate and APY for each tier are based on qualification status: Member Perks rates apply if qualifications are met, otherwise Regular rates apply.
Offer: Regular rate when Member Perks qualifications are not met.
Qualified rate · 0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Member Perks Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 0.65% $10,000 – $25,000Your amountRequires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 0.90% $25,000 – $50,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 1.25% $50,000 – $100,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 1.65% $100,000 – $250,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 2.50% $250,000 and upRequires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 3.25% Rate checked
More details - Embold Credit UnionMoney MarketMoney Market · $0 min · 0.30%–1.00% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: No monthly service fees. Unlimited, anytime access to savings.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.30% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% $50,000 – $100,000 0.80% $100,000 and up 1.00% Rate checked
More details - OnPoint Community Credit UnionOnPoint Loyalty Savings AccountSavings · $0 min
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Must qualify for OnPoint Rewards (requires 10-year relationship with OnPoint or 6 qualified transactions in the same checking account during the qualification period). Interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards.
Qualified rate · 0.35% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Embold Credit UnionMember Perks Money MarketMember Perks Money Market · $5,000 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Tiered-rate account. Dividend rate and APY for each tier are based on qualification status: Member Perks rates apply if qualifications are met, otherwise Regular rates apply.
Offer: Regular rate when Member Perks qualifications are not met.
Qualified rate · 0.25% interest rate · Effective Oct 3, 2026
Rate checked
More details - OnPoint Community Credit UnionFlexSmart Money Market AccountFlexSmart Money Market Account · $0 min
Credit union · 1 branch
0.15%APY$15 a year on $10,0000.15% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - OnPoint Community Credit UnionMember SavingsSavings · $5 min · 0.10%–3.75% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership is required and subject to approval. Limit one Member Savings account per person. Interest is compounded and credited monthly. Rates on Regular and IRA Savings are variable and may change after the account is opened.
3.69% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Member Savings Balance APY Up to $1,000 3.75% Over $1,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates are variable and may change after the account is opened. Interest is compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly service fees. Must deposit or have on deposit at least the par value of one full share ($5.00) to open.
No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Milwaukie, OR
24 accounts at 6 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.67%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.25%
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Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches