Compare Bank & Credit Union Rates
Best savings rates in North Carolina
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in North Carolina
- 0.10%APY$10 a year on $10,000
Requirements
Product: Available to add up to four additional designated savings accounts once you have a Membership Savings account.
0.10% interest rate · Effective Aug 11, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Save for specific needs such as rainy day, holiday, or vacation. Minimum balance requirement is $0.
0.10% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. Requires a $5.00 opening deposit / minimum balance to establish ownership in Proponent.
0.10% interest rate · Effective Oct 4, 2026
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More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Interest is compounded quarterly. Fees and other charges may reduce the quoted APY.
0.10% interest rate · Compounded quarterly · Effective Sep 29, 2026
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement of $5. No monthly service fee.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
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More details - Truliant Federal Credit UnionHigh Yield Rewards SavingsSavings · $1,000 min
Credit union · 30 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Requires maintaining a $1,000 average monthly balance to avoid a $10 monthly service fee. Minimum $1,000 to open. One account per membership.
Offer: Base Rate: Rate applied if checking account activity does not qualify. $10 monthly fee waived with $1,000 average monthly balance.
Qualified rate · 0.10% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Carolina People's Credit UnionMaster ShareSavings · $25 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Basic savings account establishing credit union membership. Dividends calculated on average daily balance, paid and compounded quarterly. Limit of 20 non-currency items per day on personal accounts.
0.00% interest rate · Compounded quarterly · Effective May 11, 2026
Rate by balance
Rate by balance for Master Share Balance APY Up to $25 0.00% Up to $10,000 0.08% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: To establish membership with Carolina Federal Credit Union, an individual must open a savings account with a $25.00 minimum deposit. A fee will be assessed on accounts below the $25.00 minimum share balance. Funds may be used as collateral on CFCU loans.
Offer: Dividends compounded daily, paid monthly. Fee assessed if balance falls below $25.00 minimum share balance.
0.10% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $3.00 membership fee applies unless the accountholder is under 18, a full-time student, or active duty military. Minimum balance of $25.00 must remain in the account at all times. Dividends are paid quarterly on daily balances of $100.00 or more.
Offer: Must maintain a daily balance of $100.00 or more to earn dividends. Minimum balance of $25.00 required to maintain account.
0.10% interest rate · Effective Jun 1, 2026
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $20.00 minimum opening deposit to establish membership (includes one-time $15.00 membership fee and $5.00 membership par); $5.00 minimum opening deposit for additional regular savings; $5.00 minimum balance to maintain account; quarterly compounding. Must have at least one member-initiated transaction every 6 months to avoid dormant account fee.
Offer: Interest compounds quarterly. Balances of $300.00 and up earn dividends at regular savings rate.
Effective Oct 2, 2025
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
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More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Monthly dividend. Rate updated 9/1/2025.
0.10% interest rate · Effective Sep 1, 2025
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required to establish and maintain credit union membership. $5 one-time membership fee charged when initial share account is opened (FAT CAT and Zard memberships are exempt). Must maintain a $5 share to vote or take out a loan. No checks or ACH debits allowed.
Offer: $5 opening deposit and minimum balance requirement. A $1 monthly maintenance fee is charged if account is below minimum balance on statement date. Dividends compounded daily and paid monthly.
0.10% interest rate · Compounded daily · $1 monthly fee · Effective Sep 27, 2022
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Carolina
285 accounts at 102 banks and credit unions · checked Oct 16–23
- Typical
- 0.22%
- Top 10% from
- 2.23%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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North Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 17 branches
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 5 branches