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Credit union · NCUA insured

First Carolina People's Credit Union Savings Rates

First Carolina People's Credit Union’s best savings rate is 0.10% APY on $10,000, with its Master Share. Rates checked October 22, 2026.

How First Carolina People's Credit Union’s savings rates compare

Compared with banks and credit unions near Goldsboro, NC, where First Carolina People's Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    First Carolina People's Credit Union

    0.10%APY

    Minimum
    $25
    Earns on $10,000 a year
    $10

    Master Share

  • Top Carrot, Carrot Score 94

    Top rate

    State Employees' Credit Union

    2.20%APY

    Minimum
    $250
    Earns on $10,000 a year
    $220

    State Employees' Credit Union rates

  • 2nd-highest rate

    Woodforest National Bank

    1.00%APY

    Minimum
    $25
    Earns on $10,000 a year
    $100

    Woodforest National Bank rates

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First Carolina People's Credit Union savings score

63

Savings score

Higher than 10% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.08%
  • $10,000 balance$10,0000.10%
  • $100,000 balance$100,0000.10%
  • QualifiedQualified0.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Carolina People's Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join First Carolina People's Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Businesses located in Wayne County, Wake County, and Johnston County, North Carolina are eligible for membership.
  • Anyone who lives, works, worships, or goes to school in Wayne County, Wake County, and Johnston County, North Carolina is eligible for membership.

Employers and groups

  • Members and staff members of Baptist churches and associations cooperating with the Baptist State Convention are eligible for membership.
  • Past and present employees of The Baptist State Convention of North Carolina are eligible for membership.
  • Past and present employees of Baptist Employees's Credit Union are eligible for membership.
  • Past and present employees of Baptist Children's Hmes of N.C. Inc., Baptist Retirement Homes, Inc., The Biblical Recorder, and North Carolina Baptist Foundation are eligible for membership.
7 more ways to join

Employers and groups

  • Past and present employees of First Carolina People's Credit Union are eligible for membership.
  • Past and present employees of Maola Milk and Ice Cream Company are eligible for membership.

Military, government and schools

  • Past and present employees of Campbell University, Chowan College, Gardner-Webb College, Mars Hill College, Meredith College, Wingate University, and Southeastern Baptist Theological Seminary are eligible for membership.
  • Past and present employees of Goldsboro Fire Department and Goldsboro Rescue and EMS are eligible for membership.
  • Past and present employees of U.S. Postal Service are eligible for membership.

Family and household

  • Family members of past and present employees of eligible affiliated organizations and employers are eligible for membership.

Other ways

  • Individuals within the field of membership of Rocky Mount Postal Credit Union and Henderson Postal Credit Union are eligible for membership.

Cost to join

  • An initial deposit and minimum balance of $25.00 is required to open and keep an account active.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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