Compare Bank & Credit Union Rates
Best savings rates in Winston-Salem, NC
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Winston-Salem, NC
- 0.25%APY$25 a year on $10,000
Requirements
Product: Designed to assist parents, grandparents, or family members to save for a child's college costs. Matures on July 1st of the year that the member graduates from high school. Dividends paid and compounded yearly.
Offer: Dividends are paid and compounded yearly.
Compounded annually · Effective Sep 23, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available to emergency responders and their families across North Carolina. Serves as membership share in the credit union.
Effective Sep 23, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Piedmont Federal BankMoney MarketsMoney Markets · $2,500 min · 0.20%–1.30% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Checking accounts and Money Market accounts are subject to fees, which may reduce the annual percentage yield. A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.
Offer: A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield. Fees may reduce APY.
0.20% interest rate
Rate by balance
Rate by balance for Money Markets Balance APY $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $500,000 0.60% $500,000 – $1,000,000,000 1.30% Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must be a Latino Community Credit Union member. $10 minimum initial deposit. $10 minimum balance required to avoid fee.
Offer: $2 monthly service fee if minimum balance of $10 is not maintained. Minimum deposit must be maintained to earn interest.
0.15% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Automated daily transfer to save. No minimum balance requirement. Dividends posted monthly.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Daily Access Secured Savings account.
0.10% interest rate · Effective Feb 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account establishing credit union membership. No monthly maintenance fee; $3 single service fee applies only if balance falls below $100 unless age 23 or younger.
0.10% interest rate · No monthly fee · Effective Feb 17, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement of $5. No monthly service fee.
0.10% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Winston-Salem, NC
81 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.20%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Winston-Salem, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Allegacy FinancialCredit union · 20 branches
- State Employees' Credit UnionCredit union · 14 branches
- American Pride BankBank · 1 branch