Compare Bank & Credit Union Rates
Best savings rates in New Mexico
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in New Mexico
- 0.10%APY$10 a year on $10,000
Requirements
Product: Open to current and retired Los Alamos Public Schools employees and their families; requires a valid government photo ID, school association verification, and a minimum of $25.
0.10% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance is $5. Membership eligibility required.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required for all members. Minimum balance is $5. Membership eligibility required.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: To become a credit union member, open a primary savings account with a minimum deposit of $13.00 ($10.00 is share in the credit union and must remain on deposit to retain membership; $3.00 is a new account set up fee). A minimum balance of $10.00 is required. Dividends are calculated on average daily balance, compounded quarterly and paid quarterly.
Offer: Dividends calculated on average daily balance; compounded quarterly and paid quarterly. $10.00 share must remain on deposit; $3.00 new account setup fee.
0.10% interest rate · Compounded quarterly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid quarterly.
Offer: Dividends paid quarterly.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid quarterly.
Offer: Dividends paid quarterly.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to obtain interest is $0.01. A $1.00 service charge applies per quarterly statement cycle if average daily balance is less than $100.01 (no charge with $100.01 average daily balance). A $2.00 monthly paper statement fee applies unless enrolled in E-Statements. Rate may change after account opening.
Effective Nov 14, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with JVCU. Earn dividends on balances of $1000.01 or more, paid quarterly. 6 free online withdrawals per month, unlimited in-branch withdrawals.
Offer: Calculations based on quarterly compounding.
0.00% interest rate · No monthly fee · Effective Nov 23, 2020
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $1,000 0.00% Over $1,000Your amount 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 12 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 12 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Part of member ownership in America First Credit Union; starts upon joining. Account is free with a maintained balance of $1.00. Dividends credited monthly; rate and APY subject to monthly change.
Offer: Maintained balance of $1.00 keeps account free. Fees could reduce earnings. Dividends are credited monthly.
0.05% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - U.S. Eagle Federal Credit UnionSpecial Share Savings AccountSavings · $100 min
Credit union · 10 branches
0.05%APY$5 a year on $10,000Requirements
Product: Save for a special purpose. Add to balance anytime. Unlimited withdrawals with no penalties.
Offer: Minimum $100 balance to earn dividend.
0.05% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Mexico
150 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.79%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches