Compare Bank & Credit Union Rates
Best savings rates in Jefferson City, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–29 results in Jefferson City, MO
- 0.50%APY$50 a year on $10,000
Requirements
Product: Earn Dividends: $25 Average Daily Balance. Dividends: Paid Quarterly. Direct Deposit Available.
Offer: Earn Dividends: $25 Average Daily Balance; Dividends paid quarterly; Rates subject to change without notice; Rate listed reflects the rate given on the last dividend declaration date
Rate checked
More details - Sullivan BankElite Money MarketElite Money Market · $2,500 min · 0.35%–3.50% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Offer: Balances below $200,000
Effective Jan 13, 2023
Rate by balance
Rate by balance for Elite Money Market Balance APY Up to $200,000Your amount 0.35% $200,000 and up 3.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: With a $200 balance or more, there is no monthly fee; balances of $200 or less have a $2 per month fee.
Offer: Interest earned on all balances. Monthly fee waived with $200 balance or more.
$2 monthly fee
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More details - Sullivan BankMoney Market CheckingMoney Market Checking · $2,500 min · 0.05%–0.40% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: APY assumes monthly compounding and is calculated using the daily balance method.
Offer: Under $2,500
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.05% $2,500 – $9,999$2,500-$9,999 0.10% $10,000 – $24,999Your amount$10,000-$24,999 0.10% $25,000 – $49,999$25,000-$49,999 0.15% $50,000 – $99,999$50,000-$99,999 0.35% $100,000 and up$100,000 & over 0.40% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest earned on the full daily balance with no stated tiers. Variable rate may change after opening. Fees could reduce earnings. $2 paper statement fee per cycle waived for age 50+ or eStatements.
Offer: Daily balances of $0 or more. Rates current as of today's date; interest rate and APY may change after account opening. Fees could reduce earnings. Interest earned on daily balance; variable rate subject to change at First Mid's discretion.
0.05% interest rate · No monthly fee
Rate checked
More details - Multipli Credit UnionMember ShareSavings · $100 min · 0.05%–0.20% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Rate by balance
Rate by balance for Member Share Balance APY $100 – $10,000Your amount 0.05% $10,001 – $25,000 0.20% $25,000 and up 0.20% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jefferson City, MO
29 accounts at 9 banks and credit unions · checked Oct 16–17
- Typical
- 0.50%
- Top 10% from
- 2.51%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.50%
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Jefferson City, MO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- Conservation Employees Credit UnionCredit union · 1 branch
- Multipli Credit UnionCredit union · 4 branches