Compare Bank & Credit Union Rates
Best savings rates in Mississippi
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Mississippi
- Gulf Trust Federal Credit UnionMoney Market Share Draft AccountMoney Market Share Draft Account · $0 min · 0.00%–0.60% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance is $1,000. Check writing ability with first box of checks free. Six withdrawals allowed per month. Monthly service fee of $10 if balance drops below $1,000.
Offer: If balance drops below $1,000, a monthly service fee of $10 will be charged.
$10 monthly fee · Effective Dec 27, 2022
Rate by balance
Rate by balance for Money Market Share Draft Account Balance APY Up to $1,000 0.00% $2,500 – $40,000Your amount 0.50% $40,000 – $80,000 0.55% $80,000 and up 0.60% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Must be established by a Mississippi Income taxpayer to assist with post-catastrophe losses or to self-insure all or a portion of one's home. Contributions and distributions are excluded from Mississippi Taxable Income. Maximum deposit is based on insurance deductible or legal residence value.
Offer: Maximum balance/contribution limit is $2,000.00 if qualified deductible <= $1,000, $15,000.00 or twice the deductible (whichever is less) if deductible > $1,000, or the lesser of $350,000.00 or legal residence value if self-insured.
0.50% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: Dividend Period: Monthly
0.50% interest rate · Effective Aug 23, 2022
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account. Rewards and qualifying interest require meeting monthly qualification cycle requirements on the checking account (12 debit card transactions, online banking enrollment with at least 1 login per month, eStatements, and an ACH debit or credit).
Offer: Applies to balances up to $15,000 when qualifications are met on linked Kasasa checking account.
Qualified rate · 0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa® Saver Balance APY Up to $15,000Your amount 0.50% $15,000 and up 0.25%* Rate checked
More details - BankFirst Financial ServicesSaver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 34 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have an Interest Checking + PERKS account to open a Saver Savings + PERKS account and the Interest Checking + PERKS account must remain open throughout the period that you hold the Saver Savings + PERKS account. Limit one Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - BankFirst Financial ServicesSaver SavingsSavings · $100 min · 0.15%–0.50% by balance
Bank · 34 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have an Interest Checking account to open a Saver Savings account and the Interest Checking account must remain open throughout the period that you hold the Saver Savings account. Limit one Saver Savings account per social security number.
Offer: Requires meeting linked Interest Checking qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · No monthly fee · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - BankFirst Financial ServicesVIP Saver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 34 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have a VIP Interest Checking + PERKS account to open a VIP Saver Savings + PERKS account and the VIP Interest Checking + PERKS account must remain open throughout the period that you hold the VIP Saver Savings + PERKS account. Limit one VIP Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked VIP Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Apr 22, 2026
Rate by balance
Rate by balance for VIP Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - Camp Shelby Credit UnionShare Savings AccountsSavings · $100 min · 0.40%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: A minimum balance of $5.00 is required at all times to remain a member. Limit of 4 withdrawals per month; $5.00 fee per withdrawal over the limit. Dormant fee of $5.00/month after 12 months of inactivity. Dividends paid quarterly (Jan 1, Apr 1, Jul 1, Oct 1); funds withdrawn during the quarter do not earn dividends; deposits should be made by 10th of month to earn maximum interest.
0.40% interest rate
Rate by balance
Rate by balance for Share Savings Accounts Balance APY $100 – $3,000 0.40% $3,000 – $10,000Your amount 0.50% $10,000 – $35,000 0.70% $35,000 – $75,000 0.80% $75,000 and up 1.00% Rate checked
More details - Concordia Bank & Trust Co.Money Market AccountMoney Market Account · $1,000 min · 0.50%–2.02% by balance
Bank · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $1,000.00. A monthly service charge of $10.00 applies if the ledger balance falls below $1,500.00 during the statement period. Limited to six withdrawals/transfers per month.
Offer: Monthly service charge of $10.00 is avoided with a minimum ledger balance of $1,500.00.
0.50% interest rate · $10 monthly fee · Effective Dec 3, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.02% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum opening deposit of $100.00. $9.00 quarterly service charge assessed if ledger balance falls below $300.00 at any time during the quarter; fee waived for accountholders 18 and under, full-time students, or seniors age 62 and over.
Offer: Variable interest rate. Interest is compounded quarterly and credited quarterly. $9.00 quarterly service charge if ledger balance falls below $300.00 during the quarter (waived if 18 or under, full-time student, or age 62+). $3.00 excess withdrawal/transfer charge for each withdrawal/transfer over 3 per quarter. Preauthorized/automatic/telephone transfers limited to 6 per month.
0.50% interest rate · Compounded quarterly · Effective Dec 3, 2025
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - FAA Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.50%–0.80% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Account is closed if balance drops below $2,500. Rates are variable and may change after opening.
0.50% interest rate · No monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $49,999Your amount 0.50% $50,000 – $99,999 0.65% $100,000 and up 0.80% Rate checked
More details - Statewide Federal Credit UnionMoney Management AccountMoney Management Account · $2,500 min
Credit union · 4 branches
0.45%APY$45 a year on $10,000Requirements
Offer: Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice.
0.45% interest rate · Effective Dec 21, 2022
Rate checked
More details - Gulf Coast Bank & TrustBest Money MarketBest Money Market · $20 min · 0.40%–3.38% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: A minimum deposit of $20 is required to open account. $10.00 monthly service cycle charge waived if average month-to-date balance is $5,000 or average month-to-date balance is $25,000 or greater in qualifying deposits. Paper statement fee of $4.85 applies unless enrolled in eStatements or meeting balance requirements.
Offer: Monthly fee of $10.00 waived with $5,000 average month-to-date balance or $25,000 in qualifying deposits.
0.40% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Best Money Market Balance APY Up to $100,000Your amount 0.40% $100,000 – $250,000 0.60% $250,000 – $1,000,000Initial rate determined by initial deposit tier; rate tier changes may affect yield. 0.75% $1,000,000 – $1,500,000 3.03% $1,500,000 and up 3.38% Rate checked
More details - Mutual Credit UnionPremier Money Market AccountPremier Money Market Account · $2,500 min · 0.40%–2.50% by balance
Credit union · 11 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered rate account. Membership is open to anyone who lives, works, worships, volunteers, or attends school in designated counties and parishes across Mississippi, Alabama, Louisiana, Arkansas, and Tennessee.
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,500 – $150,000Your amount 0.40% $150,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Mississippi
174 accounts at 68 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.21%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.25%
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Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches