Compare Bank & Credit Union Rates
Best savings rates in Mississippi
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Mississippi
- First Federal Savings & LoanFirst Choice Money MarketFirst Choice Money Market · $10,000 min · 0.75%–1.25% by balance
Bank · 6 branches
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for First Choice Money Market Balance APY $10,000 and upYour amount 0.75% $100,000 and up 1.00% $250,000 and up 1.25% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Any fees will reduce earnings. Rates are subject to change.
0.75% interest rate · Effective Jan 18, 2023
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Interest is compounded and credited quarterly. Maximum 6 free withdrawals per quarter ($2 per debit in excess of 6).
0.70% interest rate · Effective Jan 18, 2023
Rate checked
More details - All In Credit UnionPreferred Financial Advisor Savings AccountSavings · $0 min · 0.65%–3.96% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Account eligibility requires meeting with an All In Credit Union Preferred Financial Advisor. Dividends are compounded and credited monthly based on the average daily balance. Rate is based upon FHLB borrowing rate less (0.25%) basis points on the last business day of the month and changes on the 1st of each month.
Offer: Dividends compounded and credited monthly. Rate based on FHLB borrowing rate less 0.25% basis points. Eligibility requires meeting with an All In Credit Union Preferred Financial Advisor.
0.65% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Preferred Financial Advisor Savings Account Balance APY Up to $150,000Your amount 0.65%* $150,000 and up 3.96%* Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: The par value of each share will be $0.01. Rates are declared quarterly and may change after the account is opened.
Offer: Rates are declared quarterly and may change after the account is opened. The par value of each share will be $0.01.
0.65% interest rate
Rate checked
More details - RiverLand Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.40%–0.65% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: No monthly fees. No monthly limit on number of withdrawals. Minimum balance of $1,000 required to earn dividends.
0.39% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 and up 0.40% $10,000 and upYour amount 0.65% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: No service charge if daily balance of $100 is maintained. 3 free withdrawals allowed per quarter. Can link with Express Savings round-up feature.
Rate checked
More details - Southeast Financial Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.50% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Rates may change after account opening at credit union discretion. Fees may reduce earnings. Must meet minimum balance requirement to obtain stated rate. Minimum opening deposit of $2,500 to earn interest.
Offer: Must meet minimum balance requirement to obtain stated rate.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $10,000Your amountMinimum opening deposit of $2,500 required to start earning interest. 0.60% $10,001 – $25,000Minimum opening deposit of $2,500 required to start earning interest. 0.75% $25,001 – $50,000Minimum opening deposit of $2,500 required to start earning interest. 1.00% $50,001 – $75,000Minimum opening deposit of $2,500 required to start earning interest. 1.20% $75,001 – $100,000Minimum opening deposit of $2,500 required to start earning interest. 1.35% $100,001 and upMinimum opening deposit of $2,500 required to start earning interest. 1.50% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.
Offer: Qualifications met in Interest Checking Combo Account: at least 12 debit card transactions post and settle per qualification cycle (excluding ATM transactions, POS refunds, internal transfers), and at least one automatic payment (ACH), Gulf Coast Bank bill payment, or direct deposit post and settle per statement cycle.
Qualified rate · 0.60% interest rate · No monthly fee
Rate checked
More details - Biloxi Public School DistrictSharesSavings · $100 min · 0.55%–0.80% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Offer: Quarterly Share Dividends; Rates are subject to change based on current market
0.55% interest rate
Rate by balance
Rate by balance for Shares Balance APY $100 – $50,000Your amount 0.55%* $50,000 – $100,000 0.70%* $100,000 and up 0.80%* Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Must be linked to a PERKS Checking account. To earn qualifying rate, linked PERKS Checking must meet monthly qualification cycle requirements: minimum 15 debit card transactions post and clear, monthly eStatements, and cumulative ACH deposits of $500 or more. One PERKS Savings per primary member SSN. Non-qualifying rate of 0.01% APY applies if requirements are not met.
Offer: Non-qualifying rate earned on all balances if minimum requirements are not met.
Qualified rate · 0.01% interest rate
Rate by balance
Rate by balance for PERKS Savings Balance APY Any balance 0.01% Up to $10,000Applies when linked PERKS Checking meets monthly qualifying requirements. 0.01% $10,000 – $100,000Your amountApplies when linked PERKS Checking meets monthly qualifying requirements. 0.55% Over $100,000Applies when linked PERKS Checking meets monthly qualifying requirements. 0.01%* Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - Southern Coastal FCUShare Savings AccountsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends Paid Quarterly.
Offer: Dividends Paid Quarterly. APR is 0.25%. Average Daily Balance tier $5.01 to $2,499.99.
Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Savings Accounts Balance APY Up to $2,500 0.25% $2,500 – $5,000APR is 0.40%. 0.40% $5,000 and upYour amountAPR is 0.50%. 0.50% Rate checked
More details - Gulf Coast Bank & TrustSelect Money MarketSelect Money Market · $20 min · 0.50%–3.55% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: A minimum deposit of $20 is required to open account. A Select Checking account is required; owner(s) of Select Checking and Select Money Market accounts must be the same. No monthly maintenance service cycle charge.
Offer: Requires Select Checking account.
Qualified rate · 0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $100,000Your amount 0.50% $100,000 – $250,000 0.70% $250,000 – $1,000,000 0.85% $1,000,000 – $1,500,000 3.44% $1,500,000 and up 3.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Mississippi
174 accounts at 68 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.21%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches