Bank · FDIC insured
The Commercial Bank Savings Rates
The Commercial Bank’s best savings rate is 0.65% APY on $10,000, with its Silver Savings. Rates checked October 22, 2026.
How The Commercial Bank’s savings rates compare
Compared with banks and credit unions near Meridian, MS, where The Commercial Bank has the most branches. $10,000, best rate first.
This bank’s best
The Commercial Bank
0.65%APY
- Minimum
- $100
- Earns on $10,000 a year
- $65
Silver Savings
Top rate
Woodforest National Bank
1.00%APY
- Minimum
- $25
- Earns on $10,000 a year
- $100
2nd-highest rate
1st Mississippi Federal Credit Union
0.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $85
The Commercial Bank savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Commercial Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Silver Savings
0.65%APY
No service charge if daily balance of $100 is maintained. 3 free withdrawals allowed per quarter. Can link with Express Savings round-up feature.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.65% | $65 |
Special-purpose accounts
Christmas Club
0.10%APY
Checks are normally disbursed in November. Service Fee of $10 if the account is closed early. Can link with Express Savings round-up feature.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.