Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 421–435 results in Minnesota
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Share savings account required with membership or checking account.
Qualified rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: All Credit Union members start their membership with a savings (share) account, representing member-ownership. Dividends compounded and credited quarterly; balance computed using Average Daily Balance.
Offer: Average Daily Balance computation method; compounded quarterly, credited quarterly. Rate effective 10/01/2026 on homepage featured rates.
0.05% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Prize-linked savings account. Every $25 saved per month earns one entry into cash prize drawings ranging from $100 to $5,000 (up to 4 entries per month). Rates effective 05/01/2026; subject to change.
Offer: Rates effective 05/01/2026; subject to change.
0.05% interest rate · Effective May 1, 2026
Rate checked
More details - Credit Union 1Money Market AccountMoney Market Account · $2,500 min · 0.05%–0.40% by balance
Credit union · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are calculated using Daily Balance, paid on the last day of the month, and compounded monthly. $10 fee if balance falls below the $2,500 minimum daily balance requirement. Checks, pre-authorized transfers, and phone transfers are limited to 6 items per month; unlimited in-person withdrawals.
Offer: Requires minimum balance of $2,500 to earn dividends. Fee of $10 applies if balance falls below the $2,500 minimum daily balance requirement.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.20% $100,000 and up 0.30% $250,000 and up 0.40% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number. No monthly service charge. $25.00 minimum deposit to open.
Offer: Base rate if qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. Applied to all balances.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Rate applies to entire balance.
0.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 deposit is required to open and maintain your membership.
Offer: Requires $5 minimum deposit/balance. No monthly fees.
0.05% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded quarterly and credited quarterly. Service charge of $2.00 will be imposed if balance falls below the average daily balance for the month of $100.00.
Offer: Requires a minimum daily balance of $0.01 to obtain the disclosed APY. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month.
0.05% interest rate · Compounded quarterly · $2 monthly fee · Effective Jun 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is calculated daily and paid quarterly. Some withdrawal limitations apply. Rate may change after account opening.
Offer: Interest rate and APY may change after account opening.
0.05% interest rate · Effective Aug 13, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Initial $10 deposit establishes membership/part ownership.
0.05% interest rate · Effective Jun 1, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available to qualifying individual members for personal use only. Businesses, non-profit organizations, and other entities are not eligible.
0.05% interest rate · Effective Sep 8, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 1.50% $50,000 – $100,000 1.90% $100,000 – $250,000 2.30% $250,000 – $500,000 2.75% $500,000 – $1,000,000 2.80% $1,000,000 and up 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Security High Yield Checking or Security Cash Back Checking account. Limit of 1 account per Social Security number. $25.00 minimum deposit to open.
Offer: Base rate: entire daily balance earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% when qualifications on the linked checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jan 27, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.05% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.15% $1,000,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate
Rate checked
More details - Wells FargoWells Fargo Platinum SavingsSavings · $25 min · 0.05%–3.25% by balance
Bank · 120 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
510 accounts at 188 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch