Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 406–420 results in Minnesota
- 0.08%APY$8 a year on $10,000
Requirements
Product: Eligible for Net Zero and Community Impact Deposits.
Offer: Monthly maintenance fee of $10 is waived if a daily balance of $1,000 or greater is maintained every day of the month. $1.50 quarterly paper statement fee waived if enrolled in eStatements.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.06% $10,000 and upYour amount 0.08% Rate checked
More details - Grand Rapids State BankMoney Market PlusMoney Market Plus · $5,000 min · 0.08%–0.15% by balance
Bank · 2 branches
0.08%APY$8 a year on $10,000Requirements
Product: For personal accounts only. Indexed to National Money Market funds. Rate will convert to Regular Savings Rate if average daily balance falls below $5,000 any day of the month. $15 monthly maintenance fee charged if average daily balance drops below $5,000.
Offer: Requires minimum average daily balance of $5,000 to qualify for rate and avoid $15 monthly maintenance fee. Rate reverts to Regular Savings Rate if average daily balance falls below minimum balance.
0.08% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Plus Balance APY $5,000 – $99,999Your amount 0.08% $100,000 – $499,999Requires minimum average daily balance of $5,000 to avoid $15 monthly maintenance fee. 0.10% $500,000 – $999,999Requires minimum average daily balance of $5,000 to avoid $15 monthly maintenance fee. 0.12% $1,000,000 and upRequires minimum average daily balance of $5,000 to avoid $15 monthly maintenance fee. 0.15% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Rate will convert to Regular Savings Rate if average daily balance falls below minimum balance any day of the month. $15 monthly maintenance fee charged if average daily balance drops below $2,500.
Offer: Minimum average balance of $2,500 to qualify for rate and avoid $15 monthly maintenance fee. Rate reverts to regular savings rate if average daily balance falls below $2,500.
0.08% interest rate · $15 monthly fee
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Offer: Annual Dividend Rate - Paid Quarterly.
0.08% interest rate · Effective Jun 30, 2026
Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Designed for customers with no other ProGrowth Bank accounts. Variable interest calculated by daily balance method, compounded and credited quarterly. Fall below fee of $2.00 assessed quarterly when average ledger balance falls below $50.00 during a calendar month. Maximum 6 withdrawals/transfers per calendar month; $0.50 debit item charge per excess debit (waived if minimum average ledger balance requirement is met each calendar month).
Offer: Minimum daily available balance to earn interest / obtain APY is $50.00. Fall Below Fee is $2.00 quarterly when average ledger balance falls below $50.00 during a calendar month.
Effective Oct 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 61 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes credit union membership. Dividends calculated on average daily balance, compounded and credited quarterly. No monthly maintenance fees or service charges.
Offer: Interest/dividends compounded quarterly.
0.05% interest rate · Compounded quarterly · No monthly fee · Effective Mar 4, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: No monthly maintenance fee. No minimum balance to earn rewards. $50 minimum deposit to open. Links to free Center Rewards or Center Cash Back checking.
Offer: Base rate on all balances if monthly qualifications are not met in Center Rewards or Center Cash Back checking.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Share Advantage Credit UnionOther ShareSavings · $25 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Average Daily Balance. Multiple Other Share accounts help budgeting & saving for goals by keeping funds separate.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Other Share Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Share Advantage Credit UnionRegular ShareSavings · $25 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Rates are calculated on Average Daily Balance. Membership eligibility required. Variable rates subject to change after opening.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership eligibility required. A $5 minimum deposit and balance is required to establish and maintain credit union membership.
0.05% interest rate · Effective Oct 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
510 accounts at 188 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch