Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Minnesota
- Security Bank MinnesotaPlatinum Money Market SavingsPlatinum Money Market Savings · $10,000 min · 0.75%–2.27% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Offer: Average Daily Balances of: $ 10,000.00d to obtain Annual Percentage Yield
0.75% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Savings Balance APY Up to $20,000Your amount 0.75% $20,000 – $50,000 1.00% $50,000 – $150,000 1.26% $150,000 – $250,000 1.76% $250,000 and up 2.27% Rate checked
More details - Members Cooperative Credit UnionBoosted Savings (MembersPlus Money Market)Boosted Savings (MembersPlus Money Market) · $2,500 min · 0.75%–2.00% by balance
Credit union · 12 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Boosted Savings accounts require at least two products from Members, one of which is an active checking account (a checking account with a minimum of 5 debits per month or recurring direct deposit(s) totaling a minimum of $500 per month). Also known as MembersPlus Money Market accounts. Daily balances of $2,500 or more earn interest; daily balances below $2,500 do not earn interest. APY is variable and may change at any time. Fees may reduce earnings.
Offer: Daily balances below $2,500 do not earn interest. APY is variable and may change at any time. Requires at least two products from Members, one of which is an active checking account.
Qualified rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Boosted Savings (MembersPlus Money Market) Balance APY $2,500 – $99,999Your amount 0.75% $100,000 – $249,999 1.00% $250,000 – $999,999 1.75% $1,000,000 and up 2.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $25 monthly service charge avoided by maintaining a minimum balance of $10,000. Earns CD bonus rate (additional 0.10% on 1st term for standard fixed-rate CDs).
Offer: $25 monthly service charge waived with $10,000 minimum balance.
0.75% interest rate · $25 monthly fee · Effective Sep 21, 2026
Rate checked
More details - United Savings Credit UnionMoney Market Share AccountsMoney Market Share Accounts · $2,500 min · 0.75%–2.00% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends are accrued on a tiered scale based on the total balance in the account and paid quarterly.
No monthly fee · Effective Feb 4, 2026
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $2,500 – $25,000Your amount 0.75% $25,001 – $100,000 1.50% $100,000 and up 2.00% Rate checked
More details - BANKWESTHigh Yield Money MarketHigh Yield Money Market · $10,000 min · 0.75%–2.12% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $10,000. Interest paid on daily collected balance. Variable interest rate subject to change at any time.
Offer: Tier $0 - $249,999.99. Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $10,000. Variable interest rate subject to change at any time.
0.75% interest rate · $20 monthly fee · Effective Jul 15, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $250,000Your amount 0.75% $250,000 – $750,000 1.76% $750,000 and up 2.12% Rate checked
More details - First State Bank of RosemountElite SavingsSavings · $50 min · 0.65%–3.82% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
Offer: Tier with balance $10. Minimum balance to earn interest is $10. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month.
0.65% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Elite Savings Balance APY $10 and up 0.65% $1,000 and up 0.65% $10,000 and upYour amount 0.75% $25,000 and up 3.82% Rate checked
More details - First State Bank of RosemountAdvantage SavingsSavings · $50 min · 0.65%–0.75% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
Offer: Tier with balance $10. Minimum balance to earn interest is $10. Monthly maintenance fee of $10 waived with minimum balance of $1,000/month.
0.65% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Advantage Savings Balance APY $10 and up 0.65% $1,000 and up 0.65% $10,000 and upYour amount 0.75% Rate checked
More details - Northeast BankNortheast Money Market SavingsNortheast Money Market Savings · 0.55%–1.80% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Avoid the $5 quarterly basic fee by maintaining a $50 minimum balance. Compounding and crediting frequency is quarterly. Penalty for early closure (less than 3 months after opening) is $20.
Offer: Balance tier <$10,000.00. Avoid the $5 quarterly basic fee with a $50 minimum balance. Compounding and crediting quarterly.
0.55% interest rate · Effective Apr 1, 2024
Rate by balance
Rate by balance for Northeast Money Market Savings Balance APY Up to $10,000 0.55% $10,000 – $100,000Your amount 0.75% $100,000 – $500,000 1.15% $500,000 – $2,000,000 1.45% $2,000,000 and up 1.80% Rate checked
More details - 0.71%APY$71 a year on $10,000
Requirements
Product: Rate may change after the account is opened. Minimum balance of $200 required to avoid a service charge. No minimum required to earn interest. Interest compounded monthly.
0.70% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate checked
More details - SouthPoint Financial Credit UnionPremium SavingsSavings · $0 min · 0.05%–2.71% by balance
Credit union · 8 branches
0.71%APY$71 a year on $10,000Requirements
Product: Insured, totally liquid, dividend-earning account earning higher rates with higher balances.
0.05% interest rate · Effective Jan 2, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.56% $10,000 – $25,000Your amount 0.71% $25,000 – $50,000 0.71% $50,000 – $100,000 1.06% $100,000 – $250,000 1.81% $250,000 – $500,000 2.31% $500,000 – $1,000,000 2.31% $1,000,000 and up 2.71% Rate checked
More details - MN Catholic Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.40%–1.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Designed to help earn a higher interest rate for a higher balance. Minimum balance is $2,000. Federally insured.
Effective Jan 1, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.70% $25,000 and up 1.00% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
Offer: Tier with balance $10,000 (alternate published rate tier). Monthly maintenance fee of $10 waived with minimum balance of $1,000/month.
0.70% interest rate · $10 monthly fee
Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Variable rate. Up to 6 free withdrawals per month; $1.00 charge per excess withdrawal.
Offer: Tier with balance $10,000 and above (alternate published rate tier). Monthly maintenance fee of $10 waived with minimum balance of $1,000/month.
0.70% interest rate · $10 monthly fee
Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Requires a $100 opening balance. $10 monthly fee if the $1,000 minimum daily balance is not met. 5 free withdrawals per month, then $1.00 per withdrawal.
Offer: Minimum balance to obtain APY is $1,000.00. $10 monthly fee waived if $1,000 minimum daily balance is met.
0.50% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Preferred Savings Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.65% $25,000 and up 0.75% Rate checked
More details - Security Bank MinnesotaMoney Market Investment SavingsMoney Market Investment Savings · $1,000 min · 0.65%–1.26% by balance
Bank · 3 branches
0.65%APY$65 a year on $10,0000.65% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Investment Savings Balance APY Up to $20,000Your amount 0.65% $20,000 – $50,000 0.95% $50,000 and up 1.26% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch