Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results in Minnesota
- 0.20%APY$20 a year on $10,000
Requirements
Product: Higher interest rates reward consistency. Automatic transfers build discipline. All accrued earnings forfeited if closed before end of quarter.
Offer: Quarterly dividend earnings. All accrued earnings are forfeited if account is closed before the end of the quarter.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Foundational account for credit union membership ($5.00 deposit makes member an owner). No monthly service fees or charges.
0.20% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest paid quarterly. $10 quarterly fee if balance falls below $100. Unlimited withdrawals in person.
Offer: $10 quarterly fee if balance falls below $100.
0.10% interest rate · Effective Oct 15, 2024
Rate by balance
Rate by balance for Reliance Savings Balance APY $100 – $1,000 0.10% $1,000 – $5,000 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000intro rate
Requirements
Product: Interest is compounded daily and paid quarterly. Variable rate; rate may change after account opening.
Offer: No minimum balance. No service charges. Variable rate.
Promotional rate · 0.20% interest rate · Compounded daily · No monthly fee · Effective Jun 28, 2023
Rate checked
More details - 0.18%APY$18 a year on $10,000
Requirements
Product: Quarterly fee of $8 applies if minimum daily balance of $50 is not maintained. 12 withdrawals allowed per quarter ($2 per withdrawal over 12).
Offer: Minimum opening deposit of $50. $8 quarterly fee if $50 daily balance is not maintained.
Rate checked
More details - 0.18%APY$18 a year on $10,000
0.18% interest rate · Effective May 19, 2026
Rate checked
More details - 0.17%APY$17 a year on $10,000
Requirements
Product: A minimum of $20 is required to open all savings accounts unless otherwise stated. $200 Daily Minimum Balance (Compounded Quarterly).
Offer: Compounded Quarterly. $200 Daily Minimum Balance.
0.17% interest rate · Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - Northwoods Bank of MinnesotaMoney MarketMoney Market · $0 min · 0.07%–0.27% by balance
Bank · 4 branches
0.17%APY$17 a year on $10,0000.07% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.07% $1,000 – $10,000 0.12% $10,000 – $25,000Your amount 0.17% $25,000 – $50,000 0.22% $50,000 and up 0.27% Rate checked
More details - Northwoods Bank of MinnesotaRegular Savings AccountSavings · $250 min · 0.07%–0.22% by balance
Bank · 4 branches
0.17%APY$17 a year on $10,000Requirements
Product: Accepts automatic deposits and automatic payments to loans.
Offer: $3.00 monthly service charge if balance drops below $250.
0.07% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $25 0.07% Up to $250 0.07% $250 – $1,000 0.07% $1,000 – $10,000 0.12% $10,000 – $100,000Your amount 0.17% $100,000 and up 0.22% Rate checked
More details - TopLine Financial Credit UnionSavings PlusSavings · $0 min · 0.11%–0.16% by balance
Credit union · 11 branches
0.16%APY$16 a year on $10,000Requirements
Product: Secondary savings account with no monthly service fee.
Offer: Dividends calculated daily and paid monthly.
0.11% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $4,999 0.11% $5,000 – $9,999 0.16% $10,000 – $49,999Your amount 0.16% $50,000 and up 0.16% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: All savings accounts are variable rate; rate may change after opening. $1.00 monthly maintenance fee assessed if the average daily balance for the month falls below $50.00 (waived for customers under 18 years).
Offer: Interest compounded daily and credited quarterly. Variable rate account; rate may change after opening. $1.00 monthly maintenance fee waived if average daily balance for the month is $50.00 or more, or if customer is under 18 years.
0.15% interest rate · Compounded daily · $1 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Earns dividends quarterly.
Offer: Required $5 minimum balance. Earns dividends quarterly.
0.15% interest rate
Rate checked
More details - The Bank of Elk RiverMomentum Money MarketMomentum Money Market · 0.15%–2.84% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: $10 monthly service charge waived with a $5,000 daily minimum balance. Interest compounded daily.
Offer: Tier for balances less than $25,000.00.
0.15% interest rate · Compounded daily · Effective Oct 14, 2026
Rate by balance
Rate by balance for Momentum Money Market Balance APY Any balanceYour amount 0.15% $25,000 – $50,000 1.50% $50,000 – $100,000 2.00% $100,000 – $250,000 2.70% $250,000 and up 2.84% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is calculated daily and paid quarterly. Opening minimum listed as $2,500 on website and $10,000 on rate schedule.
Offer: Daily balances up to $9,999.99. Rate may change after account opening.
0.05% interest rate · Effective Aug 13, 2025
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.15% $25,000 – $90,000 0.25% $90,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch