Compare Bank & Credit Union Rates
Best savings rates in Lakeville, MN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lakeville, MN
- 0.18%APY$18 a year on $10,000
Requirements
Product: Quarterly fee of $8 applies if minimum daily balance of $50 is not maintained. 12 withdrawals allowed per quarter ($2 per withdrawal over 12).
Offer: Minimum opening deposit of $50. $8 quarterly fee if $50 daily balance is not maintained.
Rate checked
More details - 0.13%APY$13 a year on $10,000
Requirements
Product: $3 maintenance charge per month if balance falls below minimum during statement cycle ($100 minimum balance). Free e-Statements or $5.00 monthly fee for paper statement. Interest calculated by average daily balance method and compounded monthly.
Offer: Subject to a $3 monthly maintenance charge if minimum balance of $100 is not maintained.
0.13% interest rate · Compounded monthly · $3 monthly fee · Effective May 18, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minnesota and Wisconsin residents only. 12-month savings commitment with fees for early withdrawal. Limited to one WINcentive account per person; business and trust memberships are not eligible.
Offer: 12-month savings commitment. First early withdrawal fee is $10; second withdrawal fee is $25; third withdrawal closes account without fee. One no-penalty withdrawal permitted during anniversary month. Each $25 month-over-month balance increase earns an entry into cash prize drawings (max 4 entries/month, 12/quarter, 48/12-month period).
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: TruStone Financial membership required. Minimum deposit to open and maintain membership is the purchase of a $5 share in TruStone Financial. No monthly maintenance fee.
Offer: TruStone Financial membership required. Dividends are compounded monthly and credited to account on every monthly statement or at the end of the calendar quarter.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must deposit at least $50 to open. $5.00/month fee if average ledger monthly balance falls below $50.00 (waived for under 18). No interest earned on days daily collected balance falls below $50.00.
0.05% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $999 0.05% $1,000 – $14,999Your amount 0.10% $15,000 – $49,999 0.20% $50,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Affinity Plus membership required. No minimum balance requirement and no required term.
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: One Superior Money Market per membership. Membership required. Direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and enrollment in digital statements required to earn higher dividend rate; otherwise receives 0.100% APY. No minimum balance and no minimum balance fee.
Offer: If monthly requirements are not met (applies to all balance tiers). Compounded monthly.
Qualified rate · 0.10% interest rate · Compounded monthly · No monthly fee · Effective Sep 3, 2025
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Affinity Plus membership required. $10 minimum balance represents membership share.
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open as many as you like for things like holiday savings, vacations, special occasions or any savings goal. Make up to six digital withdrawals/transfers per month or unlimited in-person withdrawals. Make deposits whenever you like. Dividend rate equal to rate earned on Share Savings account.
Offer: Dividends credited quarterly. No minimum balance required.
0.10% interest rate · Effective Oct 5, 2026
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available to members living in Michigan or select counties of Minnesota and Pennsylvania, or via other credit union eligibility. Opening requires $5 share.
Offer: Dividends credited quarterly. Minimum balance of $5 required to earn dividends.
0.10% interest rate · Effective Oct 5, 2026
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More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
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More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
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More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 2, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lakeville, MN
40 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.37%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.10%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches