Compare Bank & Credit Union Rates
Best savings rates in Sterling Heights, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Sterling Heights, MI
- Ignite Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.70%–1.00% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Offer: Minimum balance to earn stated APY is $0.01.
0.70% interest rate · Effective Jul 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 and up 1.00% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Dividends calculated on daily balance and declared/paid monthly. Excluded from High Yield Rewards Checking bonus dividend.
0.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for FU$E MMA Balance APY Up to $500 0.40% $500 – $2,500 0.50% $2,500 and upYour amount 0.65% Rate checked
More details - Vibe Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.35%–1.51% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: No minimum balance required to open, but must carry a balance to earn dividends. No monthly maintenance fees. Tiered rate structure; dividends calculated on daily balance and paid monthly. Six free electronic withdrawals per month.
Qualified rate · 0.35% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.35% $5,000 – $50,000Your amount 0.60% $50,000 – $100,000 0.65% $100,000 – $250,000 1.01% $250,000 – $500,000 1.26% $500,000 and up 1.51% Rate checked
More details - Michigan Schools & Government Credit UnionSilver Savings AccountSavings · $0 min · 0.10%–0.80% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Tiered dividend scale based on Average Daily Balance. No monthly service charge or withdrawal penalties.
Offer: Average Daily Balance Under $100.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Silver Savings Account Balance APY Up to $100 0.10% $100 – $4,999 0.35% $5,000 – $9,999 0.50% $10,000 – $19,999Your amount 0.60% $20,000 – $39,999 0.65% $40,000 and up 0.80% Rate checked
More details - THE LOCAL Credit UnionFlexible Money FundFlexible Money Fund · $1,000 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Must maintain a daily balance of $1,000 to earn dividends. Direct check writing with 6 free transactions per month by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order.
0.00% interest rate · No monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Flexible Money Fund Balance APY Up to $1,000 0.00% $1,000 – $2,500 0.20% $2,500 – $20,000Your amount 0.30% $20,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - FreeStar Financial Credit UnionMoney Management AccountMoney Management Account · $1,000 min · 0.10%–0.70% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Limited to six electronic transactions per month (online banking, telephone banking, overdraft transfers). Funds cannot be accessed through an ATM. Dividends/interest calculated based on average daily balance and paid monthly. Money Management specials are offered for a limited time and subject to change.
Offer: Dividends compounded monthly based on 365-day period and paid monthly.
0.10% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $1,000 – $5,000 0.10% $5,000 – $49,999Your amount 0.25% $50,000 – $74,999 0.45% $75,000 – $99,999 0.55% $100,000 – $149,999 0.60% $150,000 and up 0.70% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account establishing credit union membership ($5 minimum opening deposit). $5 monthly Non-Relationship Fee applies on accounts with only Member Savings; waived if account maintains a $300 daily average balance, primary member is under 24 years of age, receives direct deposit, has VIP Status, or holds other LMCU accounts (checking, loan, or CD).
Offer: Requires $100 minimum balance to earn interest. $5 monthly fee waived with $300 daily average balance, primary member under 24, direct deposit, VIP status, or other qualifying LMCU accounts.
0.25% interest rate · $5 monthly fee · Effective Jul 20, 2026
Rate checked
More details - Credit Union ONEMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.55% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: A $1,000.00 minimum daily balance required to earn APY. Accounts that remain at a zero balance for 90 consecutive days will be automatically closed out (no fee for zero balance closure).
Offer: Rates are variable.
Promotional rate · 0.05% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.05% $2,500 and up 0.10% $10,000 and upYour amount 0.25% $25,000 and up 0.35% $50,000 and up 0.50% $100,000 and up 0.55% Rate checked
More details - Michigan First Credit UnionSavings AccountSavings · $10 min · 0.15%–0.25% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must be 18 or older to open an account (ages 13-17 can open with a parent or guardian). Minimum opening deposit of $10 required. An account aggregate balance of $100 required after the first 3 months of membership to avoid a monthly minimum balance fee.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $999 0.15% $1,000 – $4,999 0.15% $5,000 – $24,999Your amount 0.20% $25,000 and up 0.25% Rate checked
More details - Michigan Schools & Government Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,500 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: $2,500 minimum average daily balance required to earn APY. No monthly service charges or deposit fees.
Offer: $2,500 minimum average daily balance required to earn APY.
0.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $2,500 – $4,999 0.20% $5,000 – $7,499 0.20% $7,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.20% $25,000 and up 0.40% Rate checked
More details - Michigan Schools & Government Credit UnionRegular Savings AccountSavings · $5 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: $5 minimum balance required to open account and earn advertised APY. Dividends paid quarterly. Required to become a member.
Offer: $5 Minimum Balance Required to open and earn advertised APY. Dividends paid quarterly.
0.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Michigan Schools & Government Credit UnionYou-Name-It Savings AccountSavings · $0 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum balance required. No monthly service charge. Dividends paid quarterly. Designed for secondary share personal savings goals.
Offer: No Minimum Balance Required. No monthly service charge. Dividends paid quarterly.
0.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Regular Share Savings Dividend Rate only applies to balances over $100. Dividends paid quarterly.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Separate accounts established by members who wish to save for a wedding, the holidays, a special event, or even a rainy day fund.
Offer: Special Savings Dividend Rate only applies to balances over $100. Dividends paid quarterly.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - Alliance Catholic Credit UnionMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: There's no minimum balance required to open it. Limit of up to six (6) electronic transfers per month. Dividends are compounded and paid monthly.
Offer: Average Daily Balance Required to Earn Dividends: $0.00 – $2,499.99. Dividend Frequency: Monthly.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,500 0.00% $2,500 – $20,000Your amount 0.15% $20,000 – $75,000 0.20% $75,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sterling Heights, MI
65 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.71%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.18%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches