Compare Bank & Credit Union Rates
Best savings rates in Muskegon, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–20 results in Muskegon, MI
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit one account per SSN.
Offer: Base rate applied to all balances if monthly qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Feb 1, 2023
Rate checked
More details - Community Choice Credit UnionChoice SavingsSavings · $100 min · 0.01%–0.50% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid monthly based on the aggregate balance of Choice Savings Account and Choice Goals. Combined dividend is deposited into Choice Savings Account.
0.01% interest rate
Rate by balance
Rate by balance for Choice Savings Balance APY $100 – $10,000 0.01% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.25% $250,000 – $500,000 0.40% $500,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance or opening deposit required; must maintain a $5.00 par value share in the credit union via a Regular Savings Account.
Offer: Minimum balance to earn dividends is $0.01. Daily balance method applies.
0.05% interest rate · Effective Dec 10, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $5.00 par value share deposit to establish membership and maintain eligibility for services. Must have transaction activity at least once every 12 months to avoid a monthly Dormant Account Fee.
Offer: Minimum balance to earn dividends is $105.00. Dividends compounded and credited monthly using the daily balance method.
0.05% interest rate · Effective Dec 10, 2025
Rate checked
More details - Lakeshore Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.00%–1.51% by balance
Credit union · 1 branch
0.00%APY$0 a year on $10,000Requirements
Product: Minimum of $2,000 to earn a dividend. No dividends are earned for any day the account balance falls below $2,000. If the account is closed before dividends are paid, accrued dividends will not be paid. Subject to withdrawal limits.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 and upYour amount 0.00% $20,000 and up 1.26% $50,000 and up 1.51% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Muskegon, MI
20 accounts at 8 banks and credit unions · checked Oct 16
- Typical
- 0.15%
- Top 10% from
- 1.76%
- Credit unions, typical
- 0.15%
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Muskegon, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Port City Credit UnionCredit union · 1 branch
- Muskegon Federal Credit UnionCredit union · 2 branches
- Lake Michigan Credit UnionCredit union · 4 branches