Compare Bank & Credit Union Rates
Best savings rates in Birmingham, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Birmingham, MI
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of credit union membership. Ideal for savers of all ages. Deposit as much as you like, whenever you like. Rates are calculated daily, paid and compounded monthly. Rate may change as determined by the Board of Directors. Fees may reduce earnings.
Offer: Calculated daily, paid and compounded monthly. Minimum deposit and minimum balance of $5.00.
0.05% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rates are calculated daily, paid and compounded monthly. Rate may change as determined by the Board of Directors. Fees may reduce earnings.
Offer: Calculated daily, paid and compounded monthly. Minimum deposit and balance $0.00.
0.05% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - DFCU FinancialPremier Money MarketPremier Money Market · $0 min · 0.02%–3.70% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central, and SW Florida). Dividends paid and compounded monthly. Premier IMMAs are excluded from Cash Back balance calculations.
Offer: Dividends paid and compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $49,999Your amount 0.02% $50,000 – $99,999Paid and compounded monthly. Premier IMMAs excluded from Cash Back balance calculations. 1.50% $100,000 – $249,999 2.85% $250,000 – $499,999 3.15% $500,000 – $999,999Paid and compounded monthly. Premier IMMAs excluded from Cash Back balance calculations. 3.25% $1,000,000 and up 3.70% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Set aside funds for a dream vacation, school tuition and special life events. Dividends paid and compounded monthly.
Offer: Dividends paid and compounded monthly. $1.00 minimum opening deposit ($5 minimum noted in general deposit notes).
0.02% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - DFCU FinancialInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.02%–0.15% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central, and SW Florida). $2,500 minimum required to open. Dividends paid and compounded monthly. Deposit account balance may increase Cash Back.
Offer: Dividends paid and compounded monthly. $2,500 minimum balance required to open.
0.02% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $2,499 0.02% $2,500 – $24,999Your amount 0.02% $25,000 – $49,999Paid and compounded monthly. $2,500 minimum required to open an Insured Money Market Account. 0.02% $50,000 – $99,999 0.02% $100,000 – $249,999 0.05% $250,000 – $499,999 0.10% $500,000 and upPaid and compounded monthly. $2,500 minimum required to open an Insured Money Market Account. 0.15% Rate checked
More details - DFCU FinancialPremier Money MarketPremier Money Market · $0 min · 0.02%–3.70% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central, and SW Florida). Dividends paid and compounded monthly. Premier IMMAs are excluded from Cash Back balance calculations.
Offer: Paid and compounded monthly. Premier IMMAs excluded from Cash Back balance calculations.
Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $2,499 0.02% $2,500 – $24,999Your amount 0.02% $25,000 – $49,999 0.02% $50,000 – $99,999 1.50% $100,000 – $249,999 2.85% $250,000 – $499,999 3.15% $500,000 – $999,999 3.25% $1,000,000 and up 3.70% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Must live, work, worship or attend school in Michigan's Lower Peninsula to be eligible for membership. Dividends are paid and compounded monthly. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee.
Offer: Dividends paid and compounded monthly. $5.00 minimum opening deposit per member. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee.
0.02% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - DFCU FinancialInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.02%–0.15% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central, and SW Florida). $2,500 minimum required to open. Dividends paid and compounded monthly. Deposit account balance may increase Cash Back.
Offer: Paid and compounded monthly. $2,500 minimum required to open an Insured Money Market Account. Deposit account balance may increase Cash Back.
Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $2,499 0.02% $2,500 – $24,999Your amount 0.02% $25,000 – $49,999$2,500 minimum balance required to open. 0.02% $50,000 – $99,999 0.02% $100,000 – $249,999 0.05% $250,000 – $499,999 0.10% $500,000 and up$2,500 minimum balance required to open. 0.15% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: A $3.00 monthly service charge will be charged if a $300 minimum balance is not maintained each day during the month.
Offer: $3.00 monthly fee waived on daily balances of $300 or more.
0.02% interest rate · $3 monthly fee · Effective Jun 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Birmingham, MI
38 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.05%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.02%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches