Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Maryland
- Andrews Federal Credit UnionPremium High-Yield Money Market AccountPremium High-Yield Money Market Account · $0 min · 1.80%–2.30% by balance
Credit union · 4 branches
1.80%APY$180 a year on $10,000Requirements
Product: Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
1.79% interest rate
Rate by balance
Rate by balance for Premium High-Yield Money Market Account Balance APY Up to $100,000Your amount 1.80% $100,000 and up 2.30% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: $100 minimum opening balance. Earn interest quarterly when daily balance exceeds $200. No quarterly maintenance service charge with an average daily balance of $200; $5.00 quarterly maintenance service charge if average daily balance falls below $200. Maintenance Service Charge waived for minors and non-profit organizations. Rates may change after account opening.
Offer: Minimum $200 daily balance to earn interest. No term; monthly compounding. $5.00 quarterly maintenance service charge if average daily balance falls below $200 (waived for minors and non-profit organizations).
1.74% interest rate · Effective Oct 1, 2026
Rate checked
More details - Washington County Teachers Federal Credit UnionMoney MarketMoney Market · $2,500 min
Credit union · 3 branches
1.75%APY$175 a year on $10,000Requirements
Offer: Dividends are earned only on balances over $2,500. No minimum balance is required to open the account.
1.74% interest rate · Effective Feb 1, 2026
Rate checked
More details - Andrews Federal Credit UnionKasasa Saver AccountSavings · $0 min · 0.50%–1.75% by balance
Credit union · 4 branches
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Qualifications required during each qualification cycle: at least 15 PIN-based or signature-based debit card purchases, at least one direct deposit or ACH transaction, and enrollment in online/digital banking and e-statements.
Qualified rate · 1.74% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $100,000Your amount 1.75% Over $100,000 0.50% Rate checked
More details - Signal FinancialSignal Smart Plus SavingsSavings · $0 min · 0.50%–2.02% by balance
Credit union · 2 branches
1.71%APY$171 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. Requires minimum $500 direct deposit per month or 10+ debit card swipes per month; $25 monthly maintenance fee if requirements are unmet. Membership required. Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Offer: $25 monthly maintenance fee waived with minimum $500 direct deposit per month or 10+ debit card swipes per month.
Promotional rate · 2.00% interest rate · Compounded daily · $25 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Plus Savings Balance APY Up to $10,000 2.02% $10,000 – $25,000Your amount 1.71% $25,000 – $50,000 1.36% $100,000 and up 0.50% Rate checked
More details - NASA Federal Credit UnionPremier Money Market (PMMA)Premier Money Market (PMMA) · $10,000 min
Credit union · 7 branches
1.65%APY$165 a year on $10,000Requirements
Product: Variable rate account. Dividends compounded monthly, credited monthly. Minimum balance for dividends is $10,000 using the Average Daily Balance method. Accounts closed before the end of the dividend period will not receive accrued dividends.
Offer: Average Daily Balance requirement of $10,000 for dividend rate of 1.64% and APY of 1.65%. Minimum opening balance is $10,000.
1.64% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Requires $10,000 minimum balance to open and earn dividends. Dividends calculated daily, compounded and paid monthly on balances of $10,000 or more. Variable rate interest – may change daily. Six withdrawals per month – three by check and three by other means. Withdrawals or transfers made in person or by mail and loan payment transfers using Digital Banking or Telephone Banking to APL FCU loans are not subject to this limitation Free copies of cleared Money Market check upon request
Offer: Dividends calculated daily, compounded and paid monthly on balances of $10,000 or more. Variable rate.
Effective Oct 22, 2026
Rate checked
More details - First Peoples Community Federal Credit UnionThrift Savings AccountSavings · $100 min · 0.10%–2.50% by balance
Credit union · 9 branches
1.50%APY$150 a year on $10,000Requirements
Product: Three (3) free withdrawals per calendar quarter; $25 fee for each additional withdrawal in same quarter. Balances below $100 earn 0.00%.
Offer: Balances below $100 earn 0.00%. Three free withdrawals per calendar quarter.
0.10% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Thrift Savings Account Balance APY $100 – $500 0.10% $500 – $5,000 0.75% $5,000 – $25,000Your amount 1.50% $25,000 – $75,000 1.75% $75,000 – $150,000 2.00% $150,000 – $250,000 2.25% $250,000 and up 2.50% Rate checked
More details - Washington County Teachers Federal Credit UnionMaster Share Account (Savings)Savings · $100 min
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Account establishes credit union membership. A minimum balance of $5 must remain in the account at all times. Dividends compound daily and are paid/credited monthly on balances of $100 or more.
Offer: Dividends are compounded daily and paid monthly. Minimum daily balance of $100 required to obtain disclosed APY / earn dividends; no penalty if balance is under $100 but dividends are not paid. A minimum balance of $5 is required to maintain membership.
1.49% interest rate · Compounded daily · Effective Feb 1, 2026
Rate checked
More details - Washington County Teachers Federal Credit UnionSub Share Savings (Savings)Savings · $100 min
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: May be established for any purpose (vacation, taxes, school, etc.). No minimum balance required to open. No fees assessed. Dividends compound daily and are credited/paid monthly on minimum daily balances of $100.
Offer: Dividends are compounded daily and paid monthly. No minimum balance is required to open the account. No fees are assessed on this account. Minimum daily balance of $100 required to earn dividends.
1.49% interest rate · Compounded daily · No monthly fee · Effective Feb 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. If the account balance falls below the minimum balance requirement ($1,000), the advertised APY will not be earned. No monthly maintenance fee.
Offer: A minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable.
1.30% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionPremium Money MarketPremium Money Market · $5,000 min
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY; if balance falls below the requirement, advertised APY is not earned.
Offer: Table lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable.
1.30% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - SkyPoint Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.00%–1.60% by balance
Credit union · 3 branches
1.30%APY$130 a year on $10,000Requirements
Product: No monthly or hidden service charges. Write up to three checks per month. Minimum deposit of $1,000.
1.00% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.30% $25,000 – $50,000 1.40% $50,000 and up 1.60% Rate checked
More details - Cedar Point Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–1.41% by balance
Credit union · 6 branches
1.21%APY$121 a year on $10,000Requirements
Product: Withdrawals are limited to six per month with a minimum withdrawal amount of $250.00. Dividends calculated by average daily balance method. If balance is less than $2,500.00, the account reverts to the Primary Savings Account rate.
Offer: Tier 1 rate applies to average daily balances less than $10,000 (minimum $2,500.00 to earn APY).
1.00% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amountAPY is listed as a range 1.00 - 1.12% on the rates table. 1.21%* $25,000 and upAPY is listed as a range 1.12 - 1.41% on the rates table. 1.41%* Rate checked
More details - Patriot Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 3 branches
1.20%APY$120 a year on $10,000Requirements
Product: Earn a higher dividend rate than in a standard savings account if you have a balance of at least $2,500. Tiered rate structure offers members with higher balances an increased dividend rate on deposits. Unlimited deposits and withdrawals, check writing capabilities.
Offer: Rates are variable and are subject to change at any time.
No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 1.10% $10,000 and upYour amount 1.20% $25,000 and up 1.40% $100,000 and up 1.70% $250,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches