Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Maryland
- 0.05%APY$5 a year on $10,000
Effective Oct 1, 2026
Rate checked
More details - APL Federal Credit UnionRegular SavingsSavings · $50 min · 0.05%–1.00% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Requires a $50 minimum balance to maintain membership, open, and earn dividends. No monthly service or maintenance fees, and no minimum balance requirements beyond membership/dividend threshold. Open to anyone living, working, attending school, or regularly conducting business in Howard County, MD, or family members of current members.
Offer: Tiered rate on balances up to $2,500. Requires $50 minimum balance to earn dividends. Members with more than $2,500 earn a blended APY based on average daily balance.
No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $2,500 1.00% Over $2,500Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: May only be opened in conjunction with a CashBack Checking or RewardChecking product. Higher interest rates and yields are earned when checking qualifications are met during the monthly cycle.
Offer: Earned on all balances when checking qualifications are not met in the cycle. No monthly fees. Rate subject to change following account opening.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Customize and choose account name. No minimum balance.
0.05% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Limit of one Regular Savings per membership. Members with only a Regular Savings are subject to a minimum balance requirement and failure to meet it may result in a fee. Can become a member with $5.
Offer: Earn dividends with just $100.
0.05% interest rate · Effective Oct 3, 2026
Rate checked
More details - Arundel BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.05%–0.75% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Designed for higher balances. Offers competitive interest rates based on account balance. Interest is compounded daily and credited monthly. Debit card with surcharge-free access to 5,000+ ATMs nationwide. Unlimited online bill payments, debit card transactions and electronic transfers. $5 monthly service charge if balance falls below $1,000.
Offer: Tier 1 balance tier. $5 monthly service charge if balance falls below $1,000.
Compounded daily · $5 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 – $20,000Your amount 0.05% $20,000 – $50,000Tier 2 balance tier. 0.10% $50,000 – $250,000Tier 3 balance tier. 0.25% $250,000 – $500,000Tier 4 balance tier. 0.40% $500,000 and upTier 5 balance tier. 0.75% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Monthly service fee is $5, waived if account maintains an average daily balance per statement cycle of $50. $50 minimum average daily balance required per statement cycle to earn interest.
0.05% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable interest rate; interest rate may change at any time after account opening. A penalty may be imposed for early withdrawal, and fees could reduce earnings on the account.
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividend rates are declared by the Board of Directors at the end of each month and are subject to change.
0.05% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires maintaining a minimum $5 balance throughout membership. Account number serves as Member ID. Average daily balance of at least $100 to earn dividends. Quarterly dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Can be opened at any time by members. Average daily balance of at least $100 to earn dividends. Quarterly dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Upon meeting eligibility requirements, membership requires opening a savings account with a minimum deposit of $5.00. Dividends are calculated on the average daily balance and compounded and posted monthly.
Offer: Applies to balances of $5.00 and greater.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Lafayette Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–0.30% by balance
Credit union · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: No monthly or minimum balance fees. Plus the cost of checks.
Offer: Plus the cost of checks.
0.00% interest rate · No monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $24,999Your amount 0.05% $25,000 – $149,999 0.15% $150,000 and up 0.30% Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.05%–0.50% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Standard rate (not enrolled in Relationship Rates) or Base Relationship Rate.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000Premium Relationship Rate: requires linking eligible USAA Classic Checking account and making at least 5 qualifying transactions each month. 0.25% $50,000 – $100,000 0.07% $100,000 – $250,000 0.10% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.50% $1,000,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100.00 daily balance required to avoid $2.00 monthly service charge. Limit of 3 withdrawals per month (excluding ATM withdrawals), $1.00 fee per excess withdrawal. $5 fee for paper statements (eStatements free).
Offer: Minimum balance of $0.01 to obtain stated APY. $100 daily balance required to avoid $2.00 monthly service charge.
0.05% interest rate · $2 monthly fee · Effective Feb 19, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches