Bank · FDIC insured
BayVanguard Bank Savings Rates
BayVanguard Bank’s best savings rate is 0.05% APY on $10,000, with its Statement Savings. Rates checked October 22, 2026.
How BayVanguard Bank’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where BayVanguard Bank has the most branches. $10,000, best rate first.
This bank’s best
BayVanguard Bank
0.05%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $5
Statement Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
BayVanguard Bank savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0001.88%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BayVanguard Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Premier Money Market Savings
Up to 2.35%APY
Relationship rate requires a linked checking account that receives a qualifying direct deposit of $1,000.00 or more each statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Bonus Rate (Relationship) for the first 90 days. Minimum balance to earn APY is $0.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate, earns no less than bonus interest rate stated at account opening. | 0.00% | — | Bonus Rate (Relationship) for the first 90 days. Minimum balance to earn APY is $0.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate, earns no less than bonus interest rate stated at account opening. |
| Up to $10,000Relationship Rate. Minimum balance to earn APY is $0.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate account. | 0.00% | — | Relationship Rate. Minimum balance to earn APY is $0.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate account. |
| $10,000 – $50,000Bonus Rate (Relationship) for the first 90 days. Minimum balance to earn APY is $10,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate, earns no less than bonus interest rate stated at account opening. | 2.35% | $235 | Bonus Rate (Relationship) for the first 90 days. Minimum balance to earn APY is $10,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate, earns no less than bonus interest rate stated at account opening. |
| $10,000 – $50,000Relationship Rate. Minimum balance to earn APY is $10,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate account. | 2.09% | $209 | Relationship Rate. Minimum balance to earn APY is $10,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate account. |
| $10,000 – $50,000Bonus Rate (Standard) for the first 90 days. Minimum balance to earn APY is $10,000.00. Variable rate, earns no less than bonus interest rate stated at account opening. | 1.35% | $135 | Bonus Rate (Standard) for the first 90 days. Minimum balance to earn APY is $10,000.00. Variable rate, earns no less than bonus interest rate stated at account opening. |
| $10,000 – $50,000Standard Rate. Minimum balance to earn APY is $10,000.00. Variable rate account. | 1.10% | $110 | Standard Rate. Minimum balance to earn APY is $10,000.00. Variable rate account. |
| $50,000 – $100,000Bonus Rate (Relationship) for the first 90 days. Minimum balance to earn APY is $50,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate, earns no less than bonus interest rate stated at account opening. | 3.07% | — | Bonus Rate (Relationship) for the first 90 days. Minimum balance to earn APY is $50,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate, earns no less than bonus interest rate stated at account opening. |
| $50,000 – $100,000Relationship Rate. Minimum balance to earn APY is $50,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate account. | 3.06% | — | Relationship Rate. Minimum balance to earn APY is $50,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate account. |
| $50,000 – $100,000Bonus Rate (Standard) for the first 90 days. Minimum balance to earn APY is $50,000.00. Variable rate, earns no less than bonus interest rate stated at account opening. | 2.06% | — | Bonus Rate (Standard) for the first 90 days. Minimum balance to earn APY is $50,000.00. Variable rate, earns no less than bonus interest rate stated at account opening. |
| $50,000 – $100,000Standard Rate. Minimum balance to earn APY is $50,000.00. Variable rate account. | 2.04% | — | Standard Rate. Minimum balance to earn APY is $50,000.00. Variable rate account. |
| $100,000 and upBonus Rate (Relationship) for the first 90 days. Minimum balance to earn APY is $100,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate, earns no less than bonus interest rate stated at account opening. | 3.13% | — | Bonus Rate (Relationship) for the first 90 days. Minimum balance to earn APY is $100,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate, earns no less than bonus interest rate stated at account opening. |
| $100,000 and upRelationship Rate. Minimum balance to earn APY is $100,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate account. | 3.13% | — | Relationship Rate. Minimum balance to earn APY is $100,000.00. Requires linked checking account receiving a qualifying direct deposit of $1,000.00 or more each statement cycle. Variable rate account. |
| $100,000 and upBonus Rate (Standard) for the first 90 days. Minimum balance to earn APY is $100,000.00. Variable rate, earns no less than bonus interest rate stated at account opening. | 2.13% | — | Bonus Rate (Standard) for the first 90 days. Minimum balance to earn APY is $100,000.00. Variable rate, earns no less than bonus interest rate stated at account opening. |
| $100,000 and upStandard Rate. Minimum balance to earn APY is $100,000.00. Variable rate account. | 2.13% | — | Standard Rate. Minimum balance to earn APY is $100,000.00. Variable rate account. |
Sources (1)
- bayvanguard.com/deposit-rates · captured Oct 4, 2026
ICS Personal Premier Money Market Savings
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum balance is $0.01. | 0.00% | — | Minimum balance is $0.01. |
| $10,000 – $50,000Minimum balance is $10,000.00. | 0.00% | $0 | Minimum balance is $10,000.00. |
| $50,000 – $100,000Minimum balance is $50,000.00. | 1.79% | — | Minimum balance is $50,000.00. |
| $100,000 – $250,000Minimum balance is $100,000.00. | 1.88% | — | Minimum balance is $100,000.00. |
| $250,000 – $500,000Minimum balance is $250,000.00. | 2.88% | — | Minimum balance is $250,000.00. |
| $500,000 – $750,000Minimum balance is $500,000.00. | 2.91% | — | Minimum balance is $500,000.00. |
| $750,000 – $1,000,000Minimum balance is $750,000.00. | 2.94% | — | Minimum balance is $750,000.00. |
| $1,000,000 and upMinimum balance is $1,000,000.00. | 2.98% | — | Minimum balance is $1,000,000.00. |
Sources (1)
- bayvanguard.com/deposit-rates · captured Oct 4, 2026
Statement Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMonthly service fee is $5, waived if account maintains an average daily balance per statement cycle of $50. $50 minimum average daily balance required per statement cycle to earn interest.$50 and up | 0.05% | $5 | Monthly service fee is $5, waived if account maintains an average daily balance per statement cycle of $50. $50 minimum average daily balance required per statement cycle to earn interest. |
Special-purpose accounts
IRA Statement Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMonthly service fee is $3, waived if account maintains an average daily balance per statement cycle of $10. $10 minimum average daily balance required per statement cycle to earn interest. Variable interest rate.$10 and up | 0.05% | $5 | Monthly service fee is $3, waived if account maintains an average daily balance per statement cycle of $10. $10 minimum average daily balance required per statement cycle to earn interest. Variable interest rate. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.