Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Illinois
- 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.75%–3.00% by balance
Credit union · 8 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. $18 monthly fee if balance drops below $2,500. Limit of 6 transactions per month.
Offer: Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address.
Qualified rate · $18 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY Up to $15,000Your amount 2.00% $15,000 – $50,000 3.00% $50,000 – $100,000Tier 4. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.75% $100,000 – $250,000Tier 3. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.85% $250,000 – $500,000Tier 2. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 1.05% $500,000 and upTier 1. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 1.05% Rate checked
More details - Beverly Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 8 branches
2.00%APY$200 a year on $10,000Requirements
Product: Variable rate. Offer subject to change without notice. Requires depositing new money (money not currently held at any WTFC/Wintrust Financial Corporation location) at account opening, and mentioning offer during in-branch opening or visiting URL provided. Available to existing or closed savings account customers of WTFC & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations. $5 monthly maintenance fee avoided with a $200 daily balance.
Offer: Variable rate. Requires new money deposited at account opening and qualifying activities. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Hinsdale Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 17 branches
2.00%APY$200 a year on $10,000Requirements
Product: Open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL, and deposit new money (money not currently held at any Wintrust Financial Corporation location) at opening. Offer available to existing or closed savings account customers of WTFC/Wintrust Financial Corporation & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations.
Offer: Variable rate. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid a $5 monthly maintenance fee. New money only.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations.
Offer: With qualifying activities. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations. Variable rate. Digital access.
Qualified rate · $5 monthly fee
Rate checked
More details - IH Mississippi Valley Credit UnionSavingsBoosterSavings · $0 min · 2.00%–4.00% by balance
Credit union · 8 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address to earn qualifying rate, otherwise non-qualifying rate applies. Unlimited withdrawals.
Offer: Qualifying rate on balance tier $0 - $15,000.00 with $5 average daily balance increase over previous month (excluding dividends) and eStatements.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for SavingsBooster Balance APY Up to $15,000Your amount 2.00% $15,000 – $50,000 3.00% $50,000 – $100,000 3.50% Over $100,000 4.00% Rate checked
More details - 2.00%APY$200 a year on $10,000intro rate
Requirements
Product: No minimum to open. $200 daily balance to avoid a $5 monthly maintenance fee. New money only. Variable rate.
Offer: Special promotional APY requires qualifying activities: open new account, mention offer or visit URL, and deposit new money at opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily minimum balance avoids $5 monthly fee. Offer available to existing or closed savings account customers of WTFC/Wintrust Financial Corporation & its subsidiaries or employees. May not be available at all locations.
Promotional rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - ISPFCUMoney Market SavingsMoney Market Savings · $10,000 min · 2.00%–3.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Unlimited deposits; up to six debit transactions per month.
1.98% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $10,000 – $25,000Your amount 2.00% $25,000 – $100,000 2.75% $100,000 and up 3.00% Rate checked
More details - Libertyville Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 8 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Variable rate. New money only. Interest rate bonus of 0.15% over the current Statement Savings Advanced interest rate available when paired with a Premier Checking account with common ownership.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch account opening or visit URL provided, and deposit new money at account opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee. Variable rate. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
Qualified rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Old Plank Trail Community Bank, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 14 branches
2.00%APY$200 a year on $10,000Requirements
Product: New money only. Variable rate. Digital access. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Mention offer or visit URL provided.
Offer: With qualifying activities: deposit new money into new Statement Savings Advanced account at opening and mention offer / visit URL. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee. APY not available at all locations.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at opening. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. $200 daily balance to avoid a $5 monthly maintenance fee.
Offer: With qualifying activities: open new account, mention offer, deposit new money at account opening. $200 daily balance to avoid $5 monthly fee. Variable rate. Minimum daily balance of $0.01 to obtain APY.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Wheaton Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 8 branches
2.00%APY$200 a year on $10,000Requirements
Product: Variable rate. Must open new account, mention offer or visit URL, and deposit new money. $5 monthly maintenance fee waived with a $200 daily balance. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch account opening or visit URL provided, and deposit new money at account opening. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000intro rate
Requirements
Product: Open new Statement Savings Advanced account; mention offer during in-branch opening or visit URL; deposit new money (money not currently held at WTFC/Wintrust Financial Corporation) at account opening. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations.
Offer: With qualifying activities. Variable rate. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid a $5 monthly maintenance fee. New money only.
Promotional rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - Barrington Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 9 branches
2.00%APY$200 a year on $10,000Requirements
Product: New money only. Requires qualifying activities. Must deposit new money at account opening and mention offer or visit provided URL. $5 monthly maintenance fee waived with $200 daily balance. Rate bonus of 0.15% available when paired with Premier Checking with common ownership.
Offer: Requires qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at account opening. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - United Equity Credit UnionFree Kasasa SaverSavings · $25 min · 0.25%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking with automatic transfers. No monthly maintenance fees.
Offer: When qualifications in Kasasa Cash or Kasasa Cash Back are met (at least 1 direct deposit, ACH payment, or bill pay transaction; at least 12 debit card purchases; enrolled in and agree to receive free e-statements during Monthly Qualification Cycle).
Qualified rate · 1.98% interest rate · No monthly fee · Effective Jan 6, 2026
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.00% $25,000 and upWhen qualifications in Kasasa Cash or Kasasa Cash Back are met; 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
783 accounts at 327 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.92%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch