Compare Bank & Credit Union Rates
Best savings rates in Idaho
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Idaho
- Freedom NorthwestRate Rise Money MarketRate Rise Money Market · $10,000 min
Credit union · 2 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Requires a $5.00 Membership Account, a base share account, and an associated checking account. $10,000 minimum balance; a $25 monthly fee applies if balance drops below $10,000. Up to 6 withdrawals/transfers per calendar month without penalty ($20 fee per excess withdrawal).
Offer: Associated checking account balance of less than $5,000 earns the regular money market rate. Fee of $25 if balance drops below $10,000.
Qualified rate · $25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Requires a $5.00 Membership Account. Up to 3 monthly withdrawals or transfers without penalty. No monthly fees.
No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 25 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Minimum opening balance of $50.00. $10 quarterly service fee waived if quarterly average daily balance is above $100 or with eStatements. Service charge waived for kids < 18 years old. Calculated on the average daily balance; compounded and credited quarterly.
Offer: Average Balance to Obtain Annual Percentage Yield: $50.00.
0.30% interest rate · Effective Sep 30, 2026
Rate checked
More details - Gesa Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends calculated using daily balance method. Minimum daily balance of $2,500.00 required each day to obtain disclosed APY. Minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month as stated in the Consumer Fee Schedule. New rates set on first of each month; rates may change after account is opened.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.40% $250,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with the credit union.
Offer: Dividends paid quarterly on entire balance.
0.25% interest rate · Effective Sep 14, 2026
Rate checked
More details - Global Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.20%–0.50% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: No maintenance fee. Start earning dividends with a balance of $5,000. Dividends calculated daily and credited monthly.
0.20% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.40% $100,000 and up 0.45% $250,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Dividends paid monthly.
0.25% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Contributions may be eligible for a State of Idaho tax deduction. Contribute up to $10,000 for single or $20,000 for married couples filing jointly per calendar year. Five free withdrawals by check per month.
Offer: Monthly service fee is $5 if balance is less than $100.
0.25% interest rate · $5 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Designed to save for a specific purpose.
0.20% interest rate · No monthly fee
Rate by balance
Rate by balance for Choice Savings Account Balance APY Up to $1,499 0.20% $1,500 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: ICCU debit card purchases are rounded up to next whole dollar and deposited into savings.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: STCU membership required. One First5 Savings Account per person. Variable dividend rate subject to change.
Offer: Applies to the first $500. No minimum balance required to earn the APY.
No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for First5 Savings Balance APY Up to $500 5.10% $500 and upYour amount 0.25% Rate checked
More details - Numerica Credit UnionBonus Money MarketBonus Money Market · $25 min · 0.20%–0.40% by balance
Credit union · 5 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Limit one Bonus Money Market account per person. Minimum opening deposit $25. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Qualifying rate: requires opening a Bonus Checking account on the same account number and meeting the Bonus Checking qualifiers during each monthly qualification cycle. Paper statement fee applies unless enrolled in eStatements.
Qualified rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Money Market Balance APY Up to $50,000Your amount 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.35% $250,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Idaho
179 accounts at 54 banks and credit unions · checked Oct 15–22
- Typical
- 0.12%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Find your bank or credit union to see all its rates and how they compare near you.
Idaho
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 2 branches
- ICCUCredit union · 52 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch