Compare Bank & Credit Union Rates
Best savings rates in Hawaii
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Hawaii
- Honolulu Fire Department Federal Credit UnionSuper SavingsSavings · $2,500 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: A tiered savings account for even more earnings. Minimum to open and earn is $2,500. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Standard Level: All members, unless qualified for other levels.
Effective Feb 17, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.07% $100,000 and up 0.10% Rate checked
More details - Hawaii National BankVIP Money Market DepositVIP Money Market Deposit · $1,000 min · 0.02%–0.05% by balance
Bank · 10 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum deposit $1,000. $8 monthly fee waived with a $2,000 minimum daily balance.
Offer: Minimum daily balance to earn interest is $50. $8 monthly fee waived with $2,000 minimum daily balance. Fees may reduce earnings.
0.02% interest rate · $8 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for VIP Money Market Deposit Balance APY Up to $1,999 0.02% $2,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open with a $10.00 minimum deposit plus a $1.00 one-time nonrefundable membership fee ($11.00 total) to become a member. Dividends are credited to the account on the last calendar day of each month.
Offer: No minimum average daily balance to earn APY. $1.00 one-time nonrefundable membership fee required at opening ($11.00 total).
Effective Sep 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required ($5.00 deposit purchases one share). Dividends compounded and credited quarterly based on the Average Daily Balance method. Minimum balance of $100.00 required to earn APY.
Offer: Dividends compounded & credited quarterly; dividend period quarterly; calculated using Average Daily Balance method.
0.05% interest rate · Effective Sep 1, 2025
Rate checked
More details - OE Federal Credit UnionSavings AccountSavings · $100 min · 0.03%–0.07% by balance
Credit union · 1 branch
0.04%APY$4 a year on $10,000Requirements
Offer: Compounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter.
Compounded monthly · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 and up 0.03% $5,000 and upYour amount 0.04% $20,000 and up 0.05% $50,000 and up 0.07% Rate checked
More details - Bank of HawaiiBankohana Bonus Rate SavingsSavings · $100 min · 0.04%–0.05% by balance
Bank · 46 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Requires a Bankohana Checking account (which can be opened with a minimum deposit of $500). No monthly service fee. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during monthly cycle.
Offer: Combined rate includes 0.02% bonus interest rate. Requires a Bankohana Checking account; contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.04% interest rate · No monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bankohana Bonus Rate Savings Balance APY $1 and up 0.04% $10,000 and upYour amount 0.04% $25,000 and up 0.04% $100,000 and up 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: Tier 1 bonus rate. Requires one deposit of $25 or more (scheduled by the 25th if automatic transfer) and no withdrawals during the calendar month. $6 monthly service charge is waived if $500 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid monthly.
Qualified rate · 0.04% interest rate · Compounded daily · $6 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: For accounts opened/maintained in Guam, Saipan, & Palau.
0.03% interest rate · Effective Jul 28, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Monthly service fee of $5 waived when you meet daily ledger balance of $500 or make a deposit totaling $25 and no withdrawals for that month. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Offer: Combined rate includes 0.02% bonus interest rate. Contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.03% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY $1 and up 0.03% $10,000 and upYour amount 0.03% $25,000 and up 0.03% $100,000 and up 0.04% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: Standard rate applied to entire balance if transaction requirements for bonus tiered rates are not met. $6 monthly service charge is waived if $500 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid monthly.
Qualified rate · 0.03% interest rate · Compounded daily · $6 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No monthly service fee with a $500 minimum monthly average balance; otherwise $5 per month.
Offer: Tier for balances less than $5,000.
0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for ASB Tiered Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.02% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 – $100,000 0.03% $100,000 – $500,000 0.03% $500,000 – $750,000 0.03% $750,000 – $1,000,000 0.03% $1,000,000 – $2,500,000 0.03% $2,500,000 and up 0.03% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No monthly service fee with $300 minimum daily balance or monthly automatic transfer of $25 or more from ASB checking (waived up to one year); otherwise $4.50 per month.
Offer: Interest compounded daily and credited monthly on balances of $100 or more.
0.02% interest rate · Compounded daily · $4.50 monthly fee
Rate checked
More details - American Savings BankMoney Market SavingsMoney Market Savings · $20 min · 0.02%–0.03% by balance
Bank · 35 branches
0.02%APY$2 a year on $10,000Requirements
Product: No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month.
Offer: No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. Less than $2,500 balance tier.
0.02% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Any balance 0.02% $2,500 and up 0.02% $10,000 and upYour amount 0.02% $25,000 and up 0.02% $100,000 and up 0.03% $500,000 and up 0.03% $1,000,000 and up 0.03% Rate checked
More details - Bank of HawaiiBankohana Bonus Rate SavingsSavings · $100 min · 0.02%–0.03% by balance
Bank · 46 branches
0.02%APY$2 a year on $10,000with conditionsRequirements
Product: Requires a Bankohana Checking account (which can be opened with a minimum deposit of $500). No monthly service fee. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during monthly cycle.
Offer: Base rate without bonus interest requirement. Requires a Bankohana Checking account.
Qualified rate · 0.02% interest rate · No monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bankohana Bonus Rate Savings Balance APY $1 and up 0.02% $10,000 and upYour amount 0.02% $25,000 and up 0.02% $100,000 and up 0.03% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Offer: For accounts opened/maintained in Guam, Saipan, & Palau.
0.02% interest rate · Effective Jul 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hawaii
129 accounts at 50 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.12%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
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Hawaii
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Maui County Federal Credit UnionCredit union · 2 branches
- Hawaii Community Federal Credit UnionCredit union · 9 branches