Bank · FDIC insured
American Savings Bank Savings Rates
American Savings Bank’s best savings rate is 0.02% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How American Savings Bank’s savings rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where American Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
American Savings Bank
0.02%APY
- Minimum
- $20
- Earns on $10,000 a year
- $2
ASB Tiered Savings
Top rate
Sunflower Bank
3.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $302
2nd-highest rate
PenFed Credit Union
2.70%APY
- Minimum
- $5
- Earns on $10,000 a year
- $270
American Savings Bank savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.03%
- QualifiedQualified0.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.02%APY
No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. Less than $2,500 balance tier. | 0.02% | $2 | No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. Less than $2,500 balance tier. |
| $2,500 and upNo monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. | 0.02% | $2 | No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. |
| $10,000 and upNo monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. | 0.02% | $2 | No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. |
| $25,000 and upNo monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. | 0.02% | — | No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. |
| $100,000 and upNo monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. | 0.03% | — | No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. |
| $500,000 and upNo monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. | 0.03% | — | No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. |
| $1,000,000 and upNo monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. | 0.03% | — | No monthly service fee with a $1,000 minimum daily balance OR $2,500 minimum monthly average balance, otherwise $10 per month. |
ASB Tiered Savings
0.02%APY
No monthly service fee with a $500 minimum monthly average balance; otherwise $5 per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier for balances less than $5,000. | 0.00% | — | Tier for balances less than $5,000. |
| $5,000 – $10,000Tier for balances $5,000 to $9,999.99. | 0.02% | — | Tier for balances $5,000 to $9,999.99. |
| $10,000 – $25,000Tier for balances $10,000 to $24,999.99. | 0.02% | $2 | Tier for balances $10,000 to $24,999.99. |
| $25,000 – $50,000Tier for balances $25,000 to $49,999.99. | 0.02% | — | Tier for balances $25,000 to $49,999.99. |
| $50,000 – $100,000Tier for balances $50,000 to $99,999.99. | 0.03% | — | Tier for balances $50,000 to $99,999.99. |
| $100,000 – $500,000Tier for balances $100,000 to $499,999.99. | 0.03% | — | Tier for balances $100,000 to $499,999.99. |
| $500,000 – $750,000Tier for balances $500,000 to $749,999.99. | 0.03% | — | Tier for balances $500,000 to $749,999.99. |
| $750,000 – $1,000,000Tier for balances $750,000 to $999,999.99. | 0.03% | — | Tier for balances $750,000 to $999,999.99. |
| $1,000,000 – $2,500,000Tier for balances $1,000,000 to $2,499,999.99. | 0.03% | — | Tier for balances $1,000,000 to $2,499,999.99. |
| $2,500,000 and upTier for balances $2,500,000 and greater. | 0.03% | — | Tier for balances $2,500,000 and greater. |
Statement Savings
0.02%APY
No monthly service fee with $300 minimum daily balance or monthly automatic transfer of $25 or more from ASB checking (waived up to one year); otherwise $4.50 per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest compounded daily and credited monthly on balances of $100 or more.$100 and up | 0.02% | $2 | Interest compounded daily and credited monthly on balances of $100 or more. |
Special-purpose accounts
Holiday Savings
0.02%APY
No monthly service fee. Requires automatic transfers from ASB checking or savings into the account. Proceeds transferred to another ASB account on last business day of October; funds available by November 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upInterest compounded daily and credited annually through October 31st / last business day of October on balances of $5 or more.$5 and up | 0.02% | $2 | Interest compounded daily and credited annually through October 31st / last business day of October on balances of $5 or more. |
Moneyhune Savings
0.02%APY
Designed for keiki under age 18. Converts to Statement Savings at age 18. ATM Card available for children age 12 and over with parent or guardian approval.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upNo monthly service fee. Interest compounded daily and credited monthly if balance is $5 or more.$5 and up | 0.02% | $2 | No monthly service fee. Interest compounded daily and credited monthly if balance is $5 or more. |
Retirement Savings
0.02%APY
Bank IRA savings account option available under Traditional IRA and Roth IRA wrappers.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn APY is $100.$100 and up | 0.02% | $2 | Minimum balance to earn APY is $100. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.