Credit union · NCUA insured
Kahului Federal Credit Union Savings Rates
Kahului Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Share Account. Rates checked October 22, 2026.
How Kahului Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Kahului, HI, where Kahului Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kahului Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $5
Regular Share Account
Top rate
Valley Isle Community Federal Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Finance Factors
2.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $200
Kahului Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kahului Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Account
0.05%APY
Open with a $10.00 minimum deposit plus a $1.00 one-time nonrefundable membership fee ($11.00 total) to become a member. Dividends are credited to the account on the last calendar day of each month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum average daily balance to earn APY. $1.00 one-time nonrefundable membership fee required at opening ($11.00 total).Any balance | 0.05% | $5 | No minimum average daily balance to earn APY. $1.00 one-time nonrefundable membership fee required at opening ($11.00 total). |
Sources (1)
- kahuluifcu.com/savingschecking-accounts · captured Sep 16, 2026
Special-purpose accounts
Christmas Savings Account
0.15%APY
All funds must be maintained in the account until the annual distribution on November 1st to receive the dividend. On November 1st of each year, the balance is automatically transferred to the Regular Share Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum average daily balance to earn APY. Funds must be maintained until annual distribution on November 1st to receive dividend.Any balance | 0.15% | $15 | No minimum average daily balance to earn APY. Funds must be maintained until annual distribution on November 1st to receive dividend. |
Sources (1)
- kahuluifcu.com/savingschecking-accounts · captured Sep 16, 2026
Who can join Kahului Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.