Compare Bank & Credit Union Rates
Best savings rates in Mililani, HI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Mililani, HI
- HawaiiUSA FCUPremium Money Market AccountPremium Money Market Account · $10,000 min · 0.05%–2.85% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Minimum opening balance is $10,000. Dividend rate reverts to the Savings ('Prime Share') rate if $10,000 daily average balance is not maintained. Monthly service charge of $10.00 is assessed if average daily balance is less than $10,000.00.
Offer: Rate applies to balance <$10,000.00 with minimum average daily balance to earn APY of $100.00. Monthly service charge of $10.00 assessed if average daily balance is less than $10,000.00.
$10 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY $100 – $10,000 0.05% $10,000 – $25,000Your amount 1.35% $25,000 – $50,000 1.35% $50,000 – $75,000 1.35% $75,000 – $100,000 1.60% $100,000 – $250,000 1.85% $250,000 – $500,000 1.85% $500,000 – $1,000,000 2.35% $1,000,000 and up 2.85% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Requires a Personal Priority Banking Gold or Platinum Checking Account. Minimum opening deposit of $10,000 must be deposited directly within 5 calendar days of opening from another financial institution (check, external transfer, or wire transfer; transfers from another FHB account do not qualify). Monthly service charge of $5 is waived if you maintain a minimum daily balance of $500 or if you qualify for the Bonus Interest Rate for the monthly cycle (by depositing at least $25 per month). $50 account closing fee applies if closed within 180 days of opening.
Offer: Combined APY (Base + Bonus) for balances less than $25,000.00 when qualifying with at least $25 deposited per monthly cycle. Rate may change after account opening.
Qualified rate · $5 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for YesSavings Balance APY Up to $25,000Your amount 0.50% $25,000 – $100,000 1.00% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.25% $1,000,000 and up 2.35% Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Product: Requires a Personal Priority Banking Gold or Platinum Checking Account. Minimum opening deposit of $10,000 must be deposited directly within 5 calendar days of opening from another financial institution (check, external transfer, or wire transfer; transfers from another FHB account do not qualify). Monthly service charge of $5 is waived if you maintain a minimum daily balance of $500 or if you qualify for the Bonus Interest Rate for the monthly cycle (by depositing at least $25 per month). $50 account closing fee applies if closed within 180 days of opening.
Offer: Base APY for balances less than $25,000.00 when monthly deposit of $25 is not met. Rate may change after account opening.
Qualified rate · $5 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for YesSavings Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.40% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - Lōkahi Federal Credit UnionSecure+ Money Market AccountSecure+ Money Market Account · $0 min · 0.30%–2.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Lokahi FCU membership is required. Accounts can be opened in-branch or by phone. Maximum deposit balance is $15,000,000 without prior accommodation. Extended share insurance is powered through ModernFi network.
Effective Aug 3, 2026
Rate by balance
Rate by balance for Secure+ Money Market Account Balance APY Up to $250,000Your amount 0.30% $250,000 – $500,000 1.50% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Lokahi FCU membership required. Minimum opening deposit $5. No monthly maintenance fees.
Offer: Minimum daily balance of $5 required.
No monthly fee · Effective Oct 1, 2025
Rate checked
More details - Lōkahi Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Lokahi FCU membership is required. Earn dividends with a $5,000 minimum daily balance.
Effective Dec 30, 2022
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.15% $25,000 – $50,000 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $25.00.
Offer: Minimum average daily balance to earn APY is $100.00. No setup fee or monthly account service fee.
No monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $5.00. $1.00 monthly service fee assessed if the average daily balance for the period is less than $5.00.
Offer: Minimum average daily balance to earn APY is $100.00. Monthly fee waived if average daily balance is at least $5.00.
$1 monthly fee · Effective Mar 3, 2026
Rate checked
More details - Bank of HawaiiBankohana Bonus Rate SavingsSavings · $100 min · 0.04%–0.05% by balance
Bank · 1 branch
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Requires a Bankohana Checking account (which can be opened with a minimum deposit of $500). No monthly service fee. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during monthly cycle.
Offer: Combined rate includes 0.02% bonus interest rate. Requires a Bankohana Checking account; contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.04% interest rate · No monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bankohana Bonus Rate Savings Balance APY $1 and up 0.04% $10,000 and upYour amount 0.04% $25,000 and up 0.04% $100,000 and up 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: Tier 1 bonus rate. Requires one deposit of $25 or more (scheduled by the 25th if automatic transfer) and no withdrawals during the calendar month. $6 monthly service charge is waived if $500 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid monthly.
Qualified rate · 0.04% interest rate · Compounded daily · $6 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: For accounts opened/maintained in Guam, Saipan, & Palau.
0.03% interest rate · Effective Jul 28, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Monthly service fee of $5 waived when you meet daily ledger balance of $500 or make a deposit totaling $25 and no withdrawals for that month. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Offer: Combined rate includes 0.02% bonus interest rate. Contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.03% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY $1 and up 0.03% $10,000 and upYour amount 0.03% $25,000 and up 0.03% $100,000 and up 0.04% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: Standard rate applied to entire balance if transaction requirements for bonus tiered rates are not met. $6 monthly service charge is waived if $500 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid monthly.
Qualified rate · 0.03% interest rate · Compounded daily · $6 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No monthly service fee with a $500 minimum monthly average balance; otherwise $5 per month.
Offer: Tier for balances less than $5,000.
0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for ASB Tiered Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.02% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 – $100,000 0.03% $100,000 – $500,000 0.03% $500,000 – $750,000 0.03% $750,000 – $1,000,000 0.03% $1,000,000 – $2,500,000 0.03% $2,500,000 and up 0.03% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No monthly service fee with $300 minimum daily balance or monthly automatic transfer of $25 or more from ASB checking (waived up to one year); otherwise $4.50 per month.
Offer: Interest compounded daily and credited monthly on balances of $100 or more.
0.02% interest rate · Compounded daily · $4.50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Mililani, HI
23 accounts at 6 banks and credit unions · checked Oct 15–22
- Typical
- 0.03%
- Top 10% from
- 0.38%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.10%
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Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
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