Compare Bank & Credit Union Rates
Best savings rates in Hawaii
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Hawaii
- 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $5.00. $1.00 monthly service fee assessed if the average daily balance for the period is less than $5.00.
Offer: Minimum average daily balance to earn APY is $100.00. Monthly fee waived if average daily balance is at least $5.00.
$1 monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with CU Hawaii. $1 one-time membership fee. $50 minimum deposit to open. Accounts with balances below $50 on the last day of the month are subject to a $2 monthly minimum balance fee.
Offer: Earns dividends on balances of $100 or more. Dividends compounded and credited quarterly. Accounts with balances below $50 on the last day of the month are subject to a $2 monthly minimum balance fee. $50 minimum opening deposit.
0.05% interest rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Minimum balance to earn APY is $100. Minimum opening balance n/a.
Offer: Dividends compounded and credited quarterly. Minimum balance to earn APY is $100. Minimum opening balance n/a.
0.05% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit Union membership requires $5.00 par value. No monthly service fee. No minimum balance requirement to keep the account open.
Offer: Dividends credited monthly. Rates may change monthly after the account is opened. Minimum balance to earn APY is $100.00.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fee as long as the terms of the account are being met. Credit union membership required.
Offer: Dividends compounded and credited monthly. Variable rate may change after account opening.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union membership is required.
Offer: No minimum balance to earn APY. Dividends compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Compounded monthly. No monthly service fees. Low $5 minimum balance.
Offer: Compounded monthly. No monthly service fees.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - Hawaii Community Federal Credit UnionShare Savings AccountSavings · $50 min
Credit union · 9 branches
0.05%APY$5 a year on $10,000Requirements
Product: Establishes membership with HCFCU.
Offer: Average daily balance of $50.00 required to obtain disclosed APY and avoid service fee.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A savings account is required to establish ILWU Credit Union membership. Dividends accrue daily and are paid quarterly. Minimum balance of $250 required to earn dividends.
Offer: Minimum balance of $250.00 required to earn dividends.
No monthly fee · Effective May 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member to open. $100 minimum balance to maintain account.
Offer: Minimum daily balance to earn APY is $100.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open to anyone who is employed and resides on the island of Maui. Requires a one-time non-refundable membership fee of $1 and $25 minimum balance to maintain account.
Offer: Minimum daily balance to earn APY is $100. Dividends are calculated on the daily balance and paid monthly.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening and maintain deposit is $20.00. Minimum to open and earn on rate schedule is $100. Accounts qualified at month end. Standard Level: all members unless qualified for other levels. Lifeline Level: membership uninterrupted for 10 years or more or $15,000 in any combination of share and loan balances (excluding Visa Platinum credit card). Fire Level: primary member is an active firefighter. No membership fee.
Offer: Lifeline Level: membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Minimum to open and earn is $100.
Effective Feb 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A jumbo savings account with a little extra earnings. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Standard Level: All members, unless qualified for other levels.
Effective Feb 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hawaii
129 accounts at 50 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.12%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
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Hawaii
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Maui County Federal Credit UnionCredit union · 2 branches
- Hawaii Community Federal Credit UnionCredit union · 9 branches