Credit union · NCUA insured
Maui Federal Credit Union
A $145M credit union headquartered in Kahului, HI, with 7,308 members and 3 branches in Hawaii. Best rates: CDs 4.00% and savings 0.05% APY.
Maui Federal Credit Union Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#13 of 17 in Kahului, HI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Maui Federal Credit Union
Established in 1938, the credit union was originally granted a federal charter as Maui Pine Federal Credit Union to serve employees of Maui Pineapple Company, Ltd.
After renaming to Maui Land & Pine Federal Credit Union in 1997, it adopted the name Maui Federal Credit Union and relocated to Kahului in 2003.
It merged with Kula Community Federal Credit Union in 2014 and offers membership to residents who live and work on the island of Maui.
- Headquarters
- 107 E Wakea Ave, Kahului, HI 96732
- NCUA charter
- 2562
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who are residents of Maui, defined as having a current valid State of Hawaii identification or Hawaii driver's license containing a physical Maui residential address, and who live and work on the island of Maui.
Branches
3 branches in Hawaii
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Hawaii
3 branches
- Maui FCU - Main OfficeMain office107 E Wakea Ave, Kahului, HI 96732Directions
- Hana Branch5670 Hana Hwy, Hana, HI 96713Directions
- Ho'Okele Partner Station70 Hookele St Ste 1210, Kahului, HI 96732Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.53% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.15% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.02% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $29 | $76 | — |
- CapitalNet worth ratio14.53%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.15%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.02%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$29Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Maui Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.