Credit union · NCUA insured
Aloha Pacific Federal Credit Union Savings Rates
Aloha Pacific Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Savings. Rates checked October 22, 2026.
How Aloha Pacific Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Aloha Pacific Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Aloha Pacific Federal Credit Union
0.05%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $5
Aloha Rewards Money Market Savings
Top rate
Sunflower Bank
3.02%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $302
2nd-highest rate
PenFed Credit Union
2.70%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $270
Aloha Pacific Federal Credit Union savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Aloha Pacific Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Aloha Rewards Money Market Savings
0.05%APY
Credit union membership is required. Aloha Rewards Checking Account is required. Monthly requirements must be met to receive applicable rewards: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month. If Aloha Rewards Checking monthly requirements are met, tiered rates apply based on your monthly average daily balance. The rate corresponding to your balance tier applies to your entire average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Aloha Rewards Checking Account Required. Monthly requirements must be met. | 0.05% | — | Aloha Rewards Checking Account Required. Monthly requirements must be met. |
| Any balanceIf Monthly Requirements Are Not Met. Aloha Rewards Checking Account Required. | 0.05% | $5 | If Monthly Requirements Are Not Met. Aloha Rewards Checking Account Required. |
| $5,000 – $10,000Aloha Rewards Checking Account Required. Monthly requirements must be met. | 0.05% | $5 | Aloha Rewards Checking Account Required. Monthly requirements must be met. |
| $10,000 – $20,000Aloha Rewards Checking Account Required. Monthly requirements must be met. | 0.50% | — | Aloha Rewards Checking Account Required. Monthly requirements must be met. |
| $20,000 – $50,000Aloha Rewards Checking Account Required. Monthly requirements must be met. | 1.50% | — | Aloha Rewards Checking Account Required. Monthly requirements must be met. |
| $50,000 – $100,000Aloha Rewards Checking Account Required. Monthly requirements must be met. | 2.00% | — | Aloha Rewards Checking Account Required. Monthly requirements must be met. |
| $100,000 – $250,000Aloha Rewards Checking Account Required. Monthly requirements must be met. | 2.50% | — | Aloha Rewards Checking Account Required. Monthly requirements must be met. |
| Over $250,000Aloha Rewards Checking Account Required. Monthly requirements must be met. | 3.50% | — | Aloha Rewards Checking Account Required. Monthly requirements must be met. |
Sources (1)
- alohapacific.com/rates · captured Oct 22, 2026
Money Market Savings
Up to 0.50%APY
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500. Credit union membership is required. Dividends are compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and up$50,000 minimum to earn APY. $10 monthly fee for Average Daily Balance below $2,500. | 0.25% | — | $50,000 minimum to earn APY. $10 monthly fee for Average Daily Balance below $2,500. |
| $100,000 and up$100,000 minimum to earn APY. $10 monthly fee for Average Daily Balance below $2,500. | 0.50% | — | $100,000 minimum to earn APY. $10 monthly fee for Average Daily Balance below $2,500. |
Sources (1)
- alohapacific.com/rates · captured Oct 22, 2026
Regular Savings
0.05%APY
No monthly maintenance fee as long as the terms of the account are being met. Credit union membership required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded and credited monthly. Variable rate may change after account opening.$5 and up | 0.05% | $5 | Dividends compounded and credited monthly. Variable rate may change after account opening. |
Sources (3)
- alohapacific.com/personal-savings
- alohapacific.com/personal-savings/regular-savings
- alohapacific.com/rates
All captured Oct 3, 2026
Second Savings
0.05%APY
Credit union membership is required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn APY. Dividends compounded and credited monthly.Any balance | 0.05% | $5 | No minimum balance to earn APY. Dividends compounded and credited monthly. |
Sources (1)
- alohapacific.com/rates · captured Oct 3, 2026
Special-purpose accounts
Holiday Savings
3.00%APY
Withdrawals are not permitted. Account pays out in the next October following account opening. Account closing may result in forfeiture of dividends earned for current month. Must be a member at account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly. Account pays out in the next October following account opening. Withdrawals not permitted.Any balance | 3.00% | $300 | Dividends compounded and credited monthly. Account pays out in the next October following account opening. Withdrawals not permitted. |
Sources (3)
- alohapacific.com/personal-savings
- alohapacific.com/personal-savings/holiday-savings
- alohapacific.com/rates
All captured Oct 3, 2026
Coverdell Educational Savings
0.35%APY
Formerly Education IRA. Tax-deferred account for child's higher education savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn APY. Dividends compounded and credited monthly.Any balance | 0.35% | $35 | No minimum balance to earn APY. Dividends compounded and credited monthly. |
Sources (3)
- alohapacific.com/personal-savings
- alohapacific.com/personal-savings/ira-coverdell-savings
- alohapacific.com/rates
All captured Oct 3, 2026
IRA (Traditional, Roth & Rollover)
0.35%APY
Tax-deferred account available as Traditional IRA, Roth IRA, and Rollover IRA. Rollovers accepted from most qualified employer retirement plans.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn APY. Dividends compounded and credited monthly.Any balance | 0.35% | $35 | No minimum balance to earn APY. Dividends compounded and credited monthly. |
Sources (3)
- alohapacific.com/personal-savings
- alohapacific.com/personal-savings/ira-coverdell-savings
- alohapacific.com/rates
All captured Oct 3, 2026
Who can join Aloha Pacific Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.