Credit union · NCUA insured
Maui County Federal Credit Union Savings Rates
Top CarrotMaui County Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Savings. Rates checked October 22, 2026.
How Maui County Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Kahului, HI, where Maui County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Maui County Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Regular Savings
Top rate
Valley Isle Community Federal Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Finance Factors
2.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $200
Maui County Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maui County Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.05%APY
Credit Union membership requires $5.00 par value. No monthly service fee. No minimum balance requirement to keep the account open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends credited monthly. Rates may change monthly after the account is opened. Minimum balance to earn APY is $100.00.$100 and up | 0.05% | $5 | Dividends credited monthly. Rates may change monthly after the account is opened. Minimum balance to earn APY is $100.00. |
Sources (2)
All captured Oct 3, 2026
Special-purpose accounts
Coverdell Educational Savings Account
3.00%APY
Credit Union membership requires $5.00 par value. Deposit up to $2,000 annually in after-tax income for each child for qualified educational expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited monthly. Rates may change monthly after the account is opened.Any balance | 3.00% | $300 | Dividends credited monthly. Rates may change monthly after the account is opened. |
Sources (1)
- mauicountyfcu.org/rates-fees/account-rates · captured Oct 3, 2026
Individual Retirement Accounts
3.00%APY
Available as Traditional or Roth IRA. Credit Union membership requires $5.00 par value.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional and Roth IRAs. Dividends credited monthly. Rates may change monthly after the account is opened.Any balance | 3.00% | $300 | Applies to Traditional and Roth IRAs. Dividends credited monthly. Rates may change monthly after the account is opened. |
Sources (1)
- mauicountyfcu.org/rates-fees/account-rates · captured Oct 3, 2026
Christmas Savings
0.05%APY
Credit Union membership requires $5.00 par value. No monthly service fee. Dividends credited annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited annually. Rates may change monthly after the account is opened.Any balance | 0.05% | $5 | Dividends credited annually. Rates may change monthly after the account is opened. |
Sources (1)
- mauicountyfcu.org/rates-fees/account-rates · captured Oct 3, 2026
Kids Club Account
0.05%APY
Eligible for kids newborn to 12 years old. Credit Union membership requires $5.00 par value. No monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends credited monthly. Rates may change monthly after the account is opened. Minimum balance to earn APY is $100.00.$100 and up | 0.05% | $5 | Dividends credited monthly. Rates may change monthly after the account is opened. Minimum balance to earn APY is $100.00. |
Sources (2)
All captured Oct 3, 2026
Teen Account
0.05%APY
Eligible for teens ages 13 to 17. Credit Union membership requires $5.00 par value. No monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends credited monthly. Rates may change monthly after the account is opened. Minimum balance to earn APY is $100.00.$100 and up | 0.05% | $5 | Dividends credited monthly. Rates may change monthly after the account is opened. Minimum balance to earn APY is $100.00. |
Sources (2)
All captured Oct 3, 2026
Who can join Maui County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, learn, or work in the County of Maui (Maui, Molokai, Lanai) are eligible to join.
Family and household
- Immediate family members (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild, or grandchild) of a member or potential member are eligible to join.
Cost to join
- A $5 deposit in a savings account (Share Account) is required to open an account and start membership.
Membership information collected October 4, 2026.