Compare Bank & Credit Union Rates
Best savings rates in Honolulu, HI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Honolulu, HI
- 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are credited and compounded monthly. Minimum balance requirements apply to daily balance. Rates are determined by the Board of Directors and subject to change without prior notice.
Offer: Minimum daily balance to earn dividends is $0 - $9,999. Dividends credited and compounded monthly.
Compounded monthly · Effective Sep 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $99,999 0.30% $100,000 – $199,999 0.50% $200,000 and up 0.50% Rate checked
More details - Hawaii FCUPMA Money MarketPMA Money Market · $500 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividend Paid Monthly. Minimum balance requirement to open and earn advertised APY is $500.
Offer: Dividend Paid Monthly. Minimum balance requirement to open and earn advertised APY is $500.
0.15% interest rate · Effective Oct 1, 2022
Rate by balance
Rate by balance for PMA Money Market Balance APY $500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $75,000 0.20% $75,000 and up 0.20% Rate checked
More details - Hawaii Central Federal Credit UnionMoney Market InvestmentMoney Market Investment · $500 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum deposit or withdrawal is $100. No electronic, telephonic, or other pre-authorized or automatic transactions are permitted. Tiered Rate Account: dividend rate for a tier applies to entire balance if balance is within that range. Minimum balance to avoid charge is $500.
Offer: Minimum balance to avoid charge is $500. Minimum deposit or withdrawal is $100. Dividends compounded and credited monthly.
0.15% interest rate · Effective Aug 1, 2026
Rate checked
More details - Honolulu Fire Department Federal Credit UnionSuper SavingsSavings · $2,500 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: A tiered savings account for even more earnings. Minimum to open and earn is $2,500. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Fire Level: Primary member is an active firefighter.
Effective Feb 17, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.17% $100,000 and up 0.20% Rate checked
More details - Honolulu Fire Department Federal Credit UnionThe Zone SavingsSavings · $25 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Must meet age requirement to earn; minimum to open and earn is $25. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Standard Level: All members, unless qualified for other levels. Must meet age requirement to earn.
Effective Feb 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A jumbo savings account with a little extra earnings. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Fire Level: Primary member is an active firefighter.
Effective Feb 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership required; must purchase and maintain 1 share ($5.00 par value). Dormant fee of $5/month if dormant for 2 or more years. Account transfer and withdrawal limitations apply (max 6 transfers/withdrawals per month).
Offer: Dividends compounded and credited quarterly based on daily balance. Account transfer and withdrawal limitations apply.
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Special savings account to save for planned expenses. No monthly fees. Account transfer and withdrawal limitations apply (max 6 transfers/withdrawals per month). Membership required.
Offer: Dividends compounded and credited quarterly based on daily balance. Account transfer and withdrawal limitations apply.
0.10% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends Compounded/Credited Quarterly.
Rate checked
More details - Hotel & Travel Industry Federal Credit UnionDaily Shares AccountSavings · $25 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends Compounded/Credited Quarterly.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividend Paid Quarterly. Share rates are effective 10/01/2022 (unless otherwise noted) and subject to change without notice.
Offer: Minimum balance requirement to open and earn advertised APY is $100. Deposit tier stated as $100 – $499.99 OR $500 & Above. Dividend Paid Quarterly.
0.10% interest rate · Effective Oct 1, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be at least 18 years old to open an individual account. Minimum average daily balance of $100.00 required to avoid a $1.00 monthly service fee.
Offer: $1.00 monthly fee applies if average daily balance is below $100.00; no charge if $100.00 or higher. Minimum average daily balance required to obtain APY.
0.10% interest rate · $1 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must currently have a regular savings account at HLEFCU. Must maintain a minimum average daily balance of $5.00 in your account to qualify for dividends.
Offer: Must currently have a regular savings account at HLEFCU. Must maintain a minimum average daily balance of $5.00 to qualify for dividends.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit of $5. Dividends declared and paid quarterly on balances of $5 or more. Must maintain a minimum average daily balance of $5.00 to qualify for dividends.
Offer: Must maintain a minimum average daily balance of $5.00 to qualify for dividends; dividends paid quarterly.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Honolulu, HI
73 accounts at 25 banks and credit unions · checked Oct 16–22
- Typical
- 0.08%
- Top 10% from
- 0.39%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches