Credit union · NCUA insured
Hotel & Travel Industry Federal Credit Union Savings Rates
Hotel & Travel Industry Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its 2nd Daily Shares. Rates checked October 22, 2026.
How Hotel & Travel Industry Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Hotel & Travel Industry Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hotel & Travel Industry Federal Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
2nd Daily Shares
Top rate
Sunflower Bank
3.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $302
2nd-highest rate
PenFed Credit Union
2.70%APY
- Minimum
- $5
- Earns on $10,000 a year
- $270
Hotel & Travel Industry Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hotel & Travel Industry Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
2nd Daily Shares
0.10%APY
Dividends Compounded/Credited Quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Daily Shares Account
0.10%APY
Dividends Compounded/Credited Quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Special-purpose accounts
IRA Passbook Share Accounts (Traditional, Roth & Education)
0.25%APY
Available in Traditional IRA (tax-deferred contributions), Roth IRA (tax-free qualified withdrawals), and Coverdell Education Savings Account (maximum deposit of $2,000 per year per child).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends compounded and credited quarterly.$50 and up | 0.25% | $25 | Dividends compounded and credited quarterly. |
Sources (3)
All captured Oct 3, 2026
Christmas Club Account
0.15%APY
Dividends Compounded/Credited Quarterly. Matures each year on September 30, savings auto-deposited into account of choice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends Compounded/Credited Quarterly. Matures each year on September 30.Any balance | 0.15% | $15 | Dividends Compounded/Credited Quarterly. Matures each year on September 30. |
Vacation Club Account
0.15%APY
Dividends Compounded/Credited Monthly (Rates page) / paid quarterly (Savings page). Matures each year on May 31, savings auto-deposited into designated account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends Compounded/Credited Monthly. Matures each year on May 31.Any balance | 0.15% | $15 | Dividends Compounded/Credited Monthly. Matures each year on May 31. |
Keiki Daily Shares
0.10%APY
Dividends Compounded/Credited Quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Hotel & Travel Industry Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Hawaii hotel employees.
- Membership is open to HTIFCU employees.
- Membership is open to Local 5 Union members.
Family and household
- Membership is open to family members of existing HTIFCU members.
- Membership is open to family members of Hawaii hotel employees.
- Membership is open to non-related household members of existing HTIFCU members.
2 more ways to join
Family and household
- Membership is open to non-related household members of Hawaii hotel employees.
Other ways
- Membership is open to retired Hawaii hotel employees.
Cost to join
- An opening deposit of $25 into a Share Account is required to receive full membership services and benefits (waived upfront if setting up payroll deduction or direct deposit).
Membership information collected October 4, 2026.