Credit union · NCUA insured
Hawaii Law Enforcement Federal Credit Union Savings Rates
Hawaii Law Enforcement Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Hawaii Law Enforcement Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Hawaii Law Enforcement Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hawaii Law Enforcement Federal Credit Union
0.35%APY
- Minimum
- —
- Earns on $10,000 a year
- $35
Money Market Account
Top rate
Sunflower Bank
3.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $302
2nd-highest rate
PenFed Credit Union
2.70%APY
- Minimum
- $5
- Earns on $10,000 a year
- $270
Hawaii Law Enforcement Federal Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0001.55%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hawaii Law Enforcement Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.35%APY
Rates vary based on deposit amount. Dividend period is one calendar month; dividends are declared and posted on the last day of each month. A minimum average daily balance of $2,500.00 is required to qualify for dividends. Fees may reduce earnings. Terms and conditions are subject to change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000Requires a minimum average daily balance of $2,500.00 to qualify for dividends. | 0.35% | $35 | Requires a minimum average daily balance of $2,500.00 to qualify for dividends. |
| $50,000 – $100,000Requires a minimum average daily balance of $2,500.00 to qualify for dividends. | 0.50% | — | Requires a minimum average daily balance of $2,500.00 to qualify for dividends. |
| $100,000 and upRequires a minimum average daily balance of $2,500.00 to qualify for dividends. | 1.55% | — | Requires a minimum average daily balance of $2,500.00 to qualify for dividends. |
Sources (3)
- hlefcu.com/documents/Deposit-A…nt-Dislcosure-092021.pdf
- hlefcu.com/rates/index.html
- hlefcu.com/accounts/money-market.html
All captured Sep 24, 2026
Pet Savings
0.10%APY
Must currently have a regular savings account at HLEFCU. Must maintain a minimum average daily balance of $5.00 in your account to qualify for dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust currently have a regular savings account at HLEFCU. Must maintain a minimum average daily balance of $5.00 to qualify for dividends.$5 and up | 0.10% | $10 | Must currently have a regular savings account at HLEFCU. Must maintain a minimum average daily balance of $5.00 to qualify for dividends. |
Sources (3)
- hlefcu.com/accounts/savings.html
- hlefcu.com/documents/Deposit-A…nt-Dislcosure-092021.pdf
- hlefcu.com/rates/index.html
All captured Sep 16, 2026
Regular Savings
0.10%APY
Minimum opening deposit of $5. Dividends declared and paid quarterly on balances of $5 or more. Must maintain a minimum average daily balance of $5.00 to qualify for dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust maintain a minimum average daily balance of $5.00 to qualify for dividends; dividends paid quarterly.$5 and up | 0.10% | $10 | Must maintain a minimum average daily balance of $5.00 to qualify for dividends; dividends paid quarterly. |
Sources (3)
- hlefcu.com/accounts/savings.html
- hlefcu.com/documents/Deposit-A…nt-Dislcosure-092021.pdf
- hlefcu.com/rates/index.html
All captured Sep 16, 2026
Special-purpose accounts
IRA/Roth IRA/Coverdell Share
0.70%APY
Includes Traditional IRA, Roth IRA, and Coverdell Education savings accounts. No minimum yearly contribution for IRA/Roth IRA; maximum $2,000 annual contribution per child for Coverdell. Must maintain a minimum average daily balance of $5.00 in account to qualify for dividends; dividends declared and posted quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust maintain a minimum average daily balance of $5.00 to qualify for dividends; dividends declared and posted quarterly.$5 and up | 0.70% | $70 | Must maintain a minimum average daily balance of $5.00 to qualify for dividends; dividends declared and posted quarterly. |
Sources (3)
- hlefcu.com/documents/Deposit-A…nt-Dislcosure-092021.pdf
- hlefcu.com/rates/index.html
- hlefcu.com/accounts/ira.html
All captured Sep 16, 2026
Christmas Savings
0.60%APY
No minimum balance requirement, monthly fees, or annual service fees. Maximum balance allowed is $3,000. Pays 0.50% higher than regular savings. Funds disbursed every September 30th to regular Savings Account. Early withdrawal penalties/fees may apply. Account renews automatically each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $3,000Maximum balance of $3,000. Funds disbursed September 30th to regular Savings Account. Early withdrawal fees may apply.Up to $3,000 | 0.60% | — | Maximum balance of $3,000. Funds disbursed September 30th to regular Savings Account. Early withdrawal fees may apply. |
Sources (3)
- hlefcu.com/accounts/savings.html
- hlefcu.com/documents/Deposit-A…nt-Dislcosure-092021.pdf
- hlefcu.com/rates/index.html
All captured Sep 16, 2026
Achievement Savings
0.10%APY
For teens 13-17. Dividends paid quarterly on balances of $5 or more. Must maintain a minimum average daily balance of $5.00 to qualify for dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFor teens 13-17. Must maintain a minimum average daily balance of $5.00 to qualify for dividends; dividends paid quarterly.$5 and up | 0.10% | $10 | For teens 13-17. Must maintain a minimum average daily balance of $5.00 to qualify for dividends; dividends paid quarterly. |
Sources (3)
- hlefcu.com/accounts/savings.html
- hlefcu.com/documents/Deposit-A…nt-Dislcosure-092021.pdf
- hlefcu.com/rates/index.html
All captured Sep 16, 2026
Keiki Savings
0.10%APY
For children 0-12 years old. Dividends paid quarterly on balances of $5 or more. Must maintain a minimum average daily balance of $5.00 to qualify for dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFor children 0-12 years old. Must maintain a minimum average daily balance of $5.00 to qualify for dividends; dividends paid quarterly.$5 and up | 0.10% | $10 | For children 0-12 years old. Must maintain a minimum average daily balance of $5.00 to qualify for dividends; dividends paid quarterly. |
Sources (3)
- hlefcu.com/accounts/savings.html
- hlefcu.com/documents/Deposit-A…nt-Dislcosure-092021.pdf
- hlefcu.com/rates/index.html
All captured Sep 16, 2026
Who can join Hawaii Law Enforcement Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, affiliates, and members of designated law enforcement, government, public safety, and security organizations in Hawaii are eligible to join.
Family and household
- Individuals who have family/household ties with a current member of the credit union are eligible to join.
Membership information collected October 4, 2026.