Compare Bank & Credit Union Rates
Best savings rates in Georgia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Georgia
- First Commerce Credit UnionMomentum Money MarketMomentum Money Market · $2,500 min · 0.75%–4.00% by balance
Credit union · 6 branches
3.00%APY$300 a year on $10,000Requirements
Product: Minimum opening deposit $2,500. No monthly maintenance fee. Dividends are compounded monthly and credited monthly using a blended rate across balance tiers. Limit one Momentum Money Market account per member; members with a Momentum MMA may not hold a Traditional Money Market at the same time. Membership required. Federally insured by NCUA.
Offer: Blended rate tier on balances between $0.01 and $9,999.99; earn up to 4.00% APY on balances under $10,000.
3.93% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Momentum Money Market Balance APY Up to $10,000 4.00% $10,000 – $25,000Your amount 3.00% $25,000 – $500,000 2.00% $500,000 and upBlended rate tier on balances $250,000 or more. 0.75% Rate checked
More details - First Carolina BankPlatinum Advantage Money Market AccountPlatinum Advantage Money Market Account · $0 min · 3.00%–3.50% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Advertised rates available only to new funds deposited with First Carolina Bank Platinum Advantage Money Market Account; personal or business clients may be required to have or open a personal or business checking account
Offer: Available only to new funds; personal or business clients may be required to have or open a checking account; $25 monthly fee applied if minimum balance drops below $2,500 during a statement period; rate is variable
Promotional rate · $25 monthly fee · Effective Mar 12, 2026
Rate by balance
Rate by balance for Platinum Advantage Money Market Account Balance APY Up to $249,000Your amount 3.00% $250,000 – $999,999 3.25% $1,000,000 and up 3.50% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: High yield savings account. Interest compounded daily on the collected balance.
Offer: Open In-Person: Find a Branch.
Compounded daily · Effective Dec 12, 2025
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: High yield savings account. Interest compounded daily on the collected balance.
Offer: Interest compounded daily on the collected balance.
Compounded daily · Effective Jan 15, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Offer: Must maintain $10,000 average monthly balance to avoid monthly service charge of $20.
2.96% interest rate · $20 monthly fee · Effective Aug 3, 2026
Rate checked
More details - Woori America BankWooriWON Money MarketWooriWON Money Market · $500 min · 3.00%–3.15% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Available online in states where branches are located. Interest compounded monthly. Fees may reduce earnings. APY/rate may change at any time before or after account opening.
Offer: Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle.
Compounded monthly · $10 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Money Market Balance APY Up to $100,000Your amount 3.00% $100,000 and up 3.15% Rate checked
More details - 2.95%APY$295 a year on $10,000
Requirements
Product: Exclusive online-only savings account available in states where branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Limited to six transfers/withdrawals per monthly cycle. Interest compounded monthly.
Offer: Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle.
Compounded monthly · $5 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Savings Balance APY Up to $100,000Your amount 2.95% $100,000 and up 3.25% Rate checked
More details - 2.79%APY$279 a year on $10,000with conditions
Requirements
Product: May be new or existing money. Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate.
Offer: No service charge when daily balance is over $1,000 ($12 monthly standard service charge). Existing Paragon customers must have a Paragon Bank checking account to qualify for this special rate. Applies to minimum balance and minimum opening deposit of $1,000. Money Market account special may be new or existing money.
Qualified rate · 2.75% interest rate · $12 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Loyal Trust BankMax Money MarketMax Money Market · $1,000 min · 1.25%–3.50% by balance
Bank · 1 branch
2.75%APY$275 a year on $10,000Requirements
Offer: Must maintain $2,500 average monthly balance to avoid monthly service charge of $10. After 6 debit transactions, $5 per transaction fee applies.
1.24% interest rate · $10 monthly fee · Effective Aug 3, 2026
Rate by balance
Rate by balance for Max Money Market Balance APY Up to $2,500 1.25% $2,500 – $100,000Your amount 2.75% $100,000 – $500,000 3.25% $500,000 and up 3.50% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 2.60%APY$260 a year on $10,000
Requirements
Product: A maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
Offer: Monthly maintenance charge of $5 waived when average daily balance for the statement cycle is $500 or more.
$5 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Simple Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.60% $100,000 and up 2.80% Rate checked
More details - 2.58%APY$258 a year on $10,000with conditions
Requirements
Product: Variable-rate account that moves with the Wall Street Journal Prime Rate. $10 monthly service fee is waived if a $5,000 minimum balance is maintained. Six free withdrawals per statement cycle ($2 fee per withdrawal exceeding 6).
Offer: Reward rate. Requires meeting FirstRewards Checking requirements: same primary account holder on FirstRewards Checking and FirstRate Money Market, 10 settled debit card POS transactions per qualification period (ATM transactions excluded), monthly electronic statements (eStatements), and 1 monthly ACH debit or ACH credit. Rate moves with WSJ Prime Rate (minimum 0.10% APY change per 0.25% change in WSJ Prime). $10 monthly fee waived with $5,000 minimum balance.
Qualified rate · 2.55% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate checked
More details - Tennessee Valley Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 2.50%–3.10% by balance
Credit union · 8 branches
2.55%APY$255 a year on $10,000Requirements
Product: Limited to 6 free withdrawals or transfers per statement period; $3 fee for each transaction exceeding these limits. $15 monthly service fee waived with $2,500 minimum balance.
Offer: Monthly service charge of $15 is waived with a $2,500 minimum balance. Limited to 6 free withdrawals/transfers per statement period ($3 fee per excess transaction).
2.47% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $9,999 2.50% $10,000 – $24,999Your amount 2.55% $25,000 – $49,999 2.70% $50,000 – $99,999 2.95% $100,000 – $149,999 3.00% $150,000 – $199,999 3.05% $200,000 and up 3.10% Rate checked
More details - MyGeorgia Credit UnionMy Money MarketMy Money Market · $0 min · 0.00%–3.04% by balance
Credit union · 9 branches
2.27%APY$227 a year on $10,000Requirements
Product: Minimum $2,000.00 balance to earn dividends. First 50 checks free. Subject to withdrawal fee for each account debit after 6 per month. Dividends paid monthly. Rates are variable and may change after account is opened.
Offer: Average daily balance tier $0 - $1,999.99. Rate is 0%.
0.00% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for My Money Market Balance APY Up to $2,000 0.00% $2,000 – $10,000Rate is 2.00%. 2.02% $10,000 – $25,000Your amountRate is 2.25%. 2.27% $25,000 – $75,000Rate is 2.75%. 2.79% $75,000 and upRate is 3.00%. 3.04% Rate checked
More details - 2.25%APY$225 a year on $10,000with conditions
Requirements
Product: Must have an active Rewards or Rewards Interest Checking account and be enrolled in eStatements. Limit of one account per account holder.
Offer: When qualifications are met in the Monthly Qualification Cycle.
Qualified rate · 2.25% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Georgia
289 accounts at 112 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches