Compare Bank & Credit Union Rates
Best savings rates in District of Columbia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in District of Columbia
- AFL-CIO Employees Federal Credit UnionMoney Market AccountsMoney Market Accounts · $100 min · 0.05%–0.90% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded and credited quarterly. Minimum to earn APY on Savings is $100.01.
Offer: Minimum to earn APY is $100.01. Dividends are compounded and credited quarterly.
Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $9,999 0.05% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.45% $50,000 – $99,999 0.75% $100,000 and up 0.90% Rate checked
More details - Treasury Department FCUShare Saving AccountSavings · $10 min · 0.20%–0.40% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Compounded monthly and credited monthly. A Share Savings Account is required to be a member of TDFCU.
0.20% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Share Saving Account Balance APY Up to $5,000 0.20% $5,000 – $15,000Your amount 0.25% $15,000 – $50,000 0.30% Over $50,000 0.40% Rate checked
More details - Treasury Department FCUAdditional Share AccountSavings · $1 min · 0.20%–0.40% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Compounded monthly and credited monthly.
0.20% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Additional Share Account Balance APY Up to $5,000 0.20% $5,000 – $15,000Your amount 0.25% $15,000 – $50,000 0.30% Over $50,000 0.40% Rate checked
More details - National Capital BankPremium Money MarketPremium Money Market · $2,500 min · 0.05%–1.51% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $2,500.00 minimum balance required to open and maintain to avoid a $10.00 monthly service charge. Free Visa Check Card, Online Banking with eStatements, and Mobile Banking.
Offer: $0.01 minimum balance to obtain APY. $2,500 minimum balance to avoid $10 monthly service charge.
0.05% interest rate · $10 monthly fee · Effective Feb 19, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $100,000 0.45% $100,000 – $125,000 0.55% $125,000 – $250,000 0.60% $250,000 – $500,000 0.75% $500,000 – $1,000,000 1.00% $1,000,000 and up 1.51% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Interior FederalSecondary Savings AccountSavings · $25 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Closed if balance remains zero for 18 months.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Secondary Savings Account Balance APY Up to $1,499 0.15% $1,500 and upYour amount 0.20% Rate checked
More details - Interior FederalPrimary Savings AccountSavings · $25 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Required to become an Interior Federal member; maintain a $25 balance to remain a member.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Savings Account Balance APY Up to $1,499 0.15% $1,500 and upYour amount 0.20% Rate checked
More details - Government Printing Office FCUMoney Market PlusMoney Market Plus · $2,500 min · 0.10%–1.51% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn a competitive yield on deposits of $2,500 or more, with unlimited deposits and six free withdrawals per month. Dividends are calculated daily, posted and compounded monthly on balances over $10. All deposited funds earn the rate for the tier.
Offer: All deposited funds earn the rate for the tier.
0.10% interest rate · Compounded monthly · Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 and up 1.51% Rate checked
More details - Government Printing Office FCUMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.51% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn a competitive yield on deposits of $2,500 or more, with unlimited deposits and six free withdrawals per month. Dividends are calculated daily, posted and compounded monthly on balances over $10.
0.10% interest rate · Compounded monthly · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 and up 1.51% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $3.00 monthly service charge applies if minimum monthly average balance requirement of $1,500.00 is not met.
Offer: $3.00 monthly service charge waived with $1,500.00 minimum monthly average balance.
0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Average balance requirement of $10,000.00 to avoid $10.00 monthly balance requirement fee.
Offer: Average balance requirement of $10,000.00 to avoid $10.00 monthly balance requirement fee. Interest rate and annual percentage yield may change after account opening.
0.20% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Supreme Savings Balance APY Up to $50,000Your amount 0.20% Over $50,000 0.65% Rate checked
More details - John Marshall BankMoney Market AccountMoney Market Account · $100 min · 0.20%–1.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening.
0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 – $250,000 1.10% $250,000 – $500,000 1.30% Over $500,000 1.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Par value for FedChoice Membership is $5.00, which represents minimum one share purchase and provides account free of maintenance fee charges. Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
Effective Oct 1, 2026
Rate checked
More details - InFirst Federal Credit UnionMoney Market AccountsMoney Market Accounts · $150 min · 0.15%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,0000.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $150 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $75,000 0.30% $75,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in District of Columbia
178 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.11%
- Top 10% from
- 2.05%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.15%
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District of Columbia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EagleBankBank · 3 branches
- PenFed Credit UnionCredit union · 3 branches
- American Airlines Federal Credit UnionCredit union · 1 branch