Compare Bank & Credit Union Rates
Best savings rates in District of Columbia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in District of Columbia
- 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - EagleBankEagle Money Market AccountEagle Money Market Account · $100 min · 2.18%–2.48% by balance
Bank · 3 branches
2.18%APY$218 a year on $10,000Requirements
Product: Rates may change after account opening. Fees could reduce earnings. For Tier Rate accounts, the ledger balance must be within a specific tier to receive the interest rate and annual percentage yield for that tier. Rates are subject to change at any time and are not guaranteed until the account is opened.
Offer: Ledger balance must be within specific tier to receive the tier rate and APY.
2.15% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Eagle Money Market Account Balance APY Up to $250,000Your amount 2.18% $250,000 – $500,000 2.28% $500,000 and up 2.48% Rate checked
More details - DC Credit UnionMoney MarketMoney Market · $2,500 min · 2.02%–2.12% by balance
Credit union · 3 branches
2.12%APY$212 a year on $10,000Requirements
Product: Combines easy access to funds with earning higher dividends. Offers two balance tiers ($2,500 minimum balance or $10,000 minimum balance).
Offer: Rates are subject to change. Fees may reduce earning on the account. Penalty may be imposed for early withdrawal.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 2.02% $10,000 and upYour amount 2.12% Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 1 branch
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to an active Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires at least 1 direct deposit/ACH credit/payment, 15 debit card purchases, and eStatements per Monthly Qualification Cycle to receive qualifying rates. Limit of 1 Kasasa Saver per membership (max 2 across combined memberships).
Offer: Qualifying tier for portion of average daily balance $0 but less than $100,000.01 when linked Kasasa checking qualifications are met.
Qualified rate · 1.98% interest rate · Balance cap $100,000.01 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - City First BankHigh Yield Consumer Money MarketHigh Yield Consumer Money Market · $10,000 min · 2.00%–2.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: $8.00 monthly service charge applies if $10,000.00 minimum monthly average balance requirement is not met.
Offer: $8.00 monthly service charge applies if minimum monthly average balance of $10,000.00 is not met.
1.98% interest rate · $8 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Consumer Money Market Balance APY Up to $249,999Your amount 2.00% $250,000 and up 2.25% Rate checked
More details - Department of Commerce Federal Credit UnionAdvantage SavingsSavings · $0 min · 0.25%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have an Advantage Rewards Checking or Advantage Cash Back Checking account. Requires at least 12 debit card purchases, at least one direct deposit or ACH credit transaction of $500 or more, and enrollment in e-statements within Online Banking during each Monthly Qualification Cycle.
Offer: Qualifying rate for daily balances up to and including $100,000.00 when monthly qualifications are met.
Qualified rate · 1.98% interest rate · No monthly fee · Effective May 21, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.25% Rate checked
More details - 1.93%APY$193 a year on $10,000
Requirements
Offer: Rates may change after account opening. Fees could reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
1.91% interest rate · Effective Sep 24, 2026
Rate checked
More details - Department of Commerce Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.87%–2.10% by balance
Credit union · 1 branch
1.87%APY$187 a year on $10,000Requirements
Product: Variable rate tied to the Wall Street Journal Prime Rate as published on the last day of the month. $2,500 minimum deposit to earn dividends. No monthly maintenance fee. NCUA insured.
1.85% interest rate · Effective Mar 24, 2020
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.87% $20,000 – $49,999Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends. 2.02% Over $50,000Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends. 2.10% Rate checked
More details - Department of Commerce Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.87%–1.97% by balance
Credit union · 1 branch
1.87%APY$187 a year on $10,000Requirements
Product: Variable rate tied to the Wall Street Journal Prime Rate as published on the last day of the month. $2,500 minimum deposit to earn dividends. No monthly maintenance fee. NCUA insured.
Offer: Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends.
1.85% interest rate · No monthly fee · Effective Mar 11, 2020
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.87% $20,000 – $49,999 1.92% Over $50,000 1.97% Rate checked
More details - Andrews Federal Credit UnionPremium High-Yield Money Market AccountPremium High-Yield Money Market Account · $0 min · 1.80%–2.30% by balance
Credit union · 1 branch
1.80%APY$180 a year on $10,000Requirements
Product: Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
1.79% interest rate
Rate by balance
Rate by balance for Premium High-Yield Money Market Account Balance APY Up to $100,000Your amount 1.80% $100,000 and up 2.30% Rate checked
More details - Andrews Federal Credit UnionKasasa Saver AccountSavings · $0 min · 0.50%–1.75% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Qualifications required during each qualification cycle: at least 15 PIN-based or signature-based debit card purchases, at least one direct deposit or ACH transaction, and enrollment in online/digital banking and e-statements.
Qualified rate · 1.74% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $100,000Your amount 1.75% Over $100,000 0.50% Rate checked
More details - Signal FinancialSignal Smart Plus SavingsSavings · $0 min · 0.50%–2.02% by balance
Credit union · 1 branch
1.71%APY$171 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. Requires minimum $500 direct deposit per month or 10+ debit card swipes per month; $25 monthly maintenance fee if requirements are unmet. Membership required. Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Offer: $25 monthly maintenance fee waived with minimum $500 direct deposit per month or 10+ debit card swipes per month.
Promotional rate · 2.00% interest rate · Compounded daily · $25 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Plus Savings Balance APY Up to $10,000 2.02% $10,000 – $25,000Your amount 1.71% $25,000 – $50,000 1.36% $100,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in District of Columbia
178 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.11%
- Top 10% from
- 2.05%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.15%
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District of Columbia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EagleBankBank · 3 branches
- PenFed Credit UnionCredit union · 3 branches
- American Airlines Federal Credit UnionCredit union · 1 branch