Compare Bank & Credit Union Rates
Best savings rates in District of Columbia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in District of Columbia
- EP Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.35% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Share Account dividends are compounded and paid monthly. Dividend Rate and APYs are variable and are subject to change. If you close your share account prior to the payment of dividends, you will not receive the accrued dividend. Fees may reduce earnings.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $14,999Your amount 0.20% $15,000 – $34,999 0.25% $35,000 – $49,999 0.30% $50,000 and up 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $10,000 minimum balance to open.
Offer: $10,000 minimum balance to open.
0.20% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No account maintenance fees. No minimum balance requirements to open or earn dividends. Dividends are paid and compounded quarterly.
Offer: Dividends paid and compounded quarterly. No minimum balance to earn dividends. No maintenance fee.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires maintaining a $5 minimum balance. Congressional Federal Credit Union membership required. Earns dividends; allows applying for loans and opening additional accounts. NCUA insured up to $250,000.
0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: NCUA insured up to $250,000. Congressional Federal Credit Union membership required.
Offer: Rate effective as of 10/22/2026. $5 minimum to open. $0 daily balance required to obtain rate.
0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Also available for children as regular savings.
0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Also listed as Regular Savings on the rate sheet. Average balance requirement of $100.00 to avoid $3.00 monthly balance requirement fee.
Offer: Average balance requirement of $100.00 to avoid $3.00 monthly balance requirement fee. Minimum balance to earn interest is $0.01. Interest rate and annual percentage yield may change after account opening.
0.15% interest rate · $3 monthly fee · Effective Sep 30, 2026
Rate checked
More details - PEPCO Federal Credit UnionMoney Market SavingsMoney Market Savings · $250 min · 0.05%–2.01% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: $250 minimum balance.
0.05% interest rate · Effective Feb 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $250 – $1,000 0.05% $1,001 – $4,999 0.10% $5,001 – $9,999Your amount 0.15% $10,001 – $49,999 0.40% $50,001 and up 2.01% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $5 minimum deposit and $5 one-time membership fee. Dividends computed daily from the day of deposit to the day of withdrawal, paid and compounded monthly.
Offer: Computed daily from the day of deposit to the day of withdrawal, paid and compounded monthly. $5 minimum deposit and $5 one-time fee.
0.15% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - EP Federal Credit UnionRegular SavingsSavings · $100 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Initial $10 deposit establishes membership and gives access to other credit union benefits. Provides checking overdraft protection.
Offer: Dividends are compounded and paid monthly. Dividend Rate and APYs are variable and subject to change. If closed prior to dividend payment, accrued dividend is forfeited.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $4,999 0.10% $5,000 and upYour amount 0.15% Rate checked
More details - Signal FinancialPremium Money MarketPremium Money Market · $0 min · 0.13%–0.25% by balance
Credit union · 1 branch
0.13%APY$13 a year on $10,000with conditionsRequirements
Product: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required to open a Direct or Premium Money Market Account. Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required. Minimum balance requirements apply to daily balance.
Qualified rate · 0.13% interest rate · Compounded daily · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 0.13% $25,000 and up 0.25% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required to open a Direct or Premium Money Market Account. Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required. Minimum balance requirements apply to daily balance.
Qualified rate · 0.13% interest rate · Compounded daily · Effective Oct 7, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in District of Columbia
178 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.11%
- Top 10% from
- 2.05%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.15%
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Find your bank or credit union to see all its rates and how they compare near you.
District of Columbia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EagleBankBank · 3 branches
- PenFed Credit UnionCredit union · 3 branches
- American Airlines Federal Credit UnionCredit union · 1 branch