Compare Bank & Credit Union Rates
Best savings rates in District of Columbia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in District of Columbia
- NASA Federal Credit UnionPremier Money Market (PMMA)Premier Money Market (PMMA) · $10,000 min
Credit union · 2 branches
1.65%APY$165 a year on $10,000Requirements
Product: Variable rate account. Dividends compounded monthly, credited monthly. Minimum balance for dividends is $10,000 using the Average Daily Balance method. Accounts closed before the end of the dividend period will not receive accrued dividends.
Offer: Average Daily Balance requirement of $10,000 for dividend rate of 1.64% and APY of 1.65%. Minimum opening balance is $10,000.
1.64% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - State Department Federal Credit UnionPrime Money Market AccountPrime Money Market Account · $2,000 min
Credit union · 2 branches
1.21%APY$121 a year on $10,000Requirements
Product: No service fees. Up to six preauthorized transfers a month (three by check with a $100 minimum). No penalty fees if balance drops below the minimum. Will not earn dividends if the balance falls below $2,000. Interest & dividends may be waived by member request.
Offer: Dividends calculated daily and credited monthly. Prime account will not earn dividends if the balance falls below $2,000.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Library of Congress Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 1.16%–1.56% by balance
Credit union · 1 branch
1.16%APY$116 a year on $10,000Requirements
Product: $2,500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, compounded daily and paid monthly.
Offer: $2,500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, compounded daily and paid monthly.
1.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $20,000Your amount 1.16% $20,000 – $75,000 1.36% $75,000 and up 1.56% Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.15%–1.75% by balance
Credit union · 2 branches
1.15%APY$115 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: FedPerks rate (.10% bonus). Requires FedChoice Checking Account and membership in the FedPerks program. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.15% $20,000 – $50,000 1.20% $50,000 – $100,000 1.50% Over $100,000 1.75% Rate checked
More details - Democracy Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.15%–1.75% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Dividends are paid and compounded monthly. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for daily balances below $1,000. Withdrawal restrictions apply.
1.14% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.50% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% Over $250,000 1.75% Rate checked
More details - Congressional Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.70% by balance
Credit union · 4 branches
1.10%APY$110 a year on $10,000Requirements
Product: No monthly fees. No monthly balance requirements. Minimum to open is $2,500. Can be used as overdraft protection for Congressional checking account. Transaction limitations apply (up to 6 transfers/withdrawals per month). Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: Average daily balance to obtain rate/APY: Up to $2,499. Minimum amount to open: $2,500.
1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 1.00% $2,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.10% $25,000 – $49,999 1.15% $50,000 – $74,999 1.50% $75,000 – $99,999 1.50% $100,000 – $149,999 1.60% $150,000 – $249,999 1.60% $250,000 and up 1.70% Rate checked
More details - USPS Federal Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.05%–1.50% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Earn more on higher balances. Dividends are compounded and credited monthly; dividend period is monthly. Calculated from day of deposit.
Offer: Tier 1
1.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 and up 1.05% $10,000 and upYour amountTier 2 1.10% $25,000 and upTier 3 1.20% $50,000 and upTier 4 1.30% $75,000 and upTier 5 1.40% $100,000 and upTier 6 1.50% Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.05%–1.65% by balance
Credit union · 2 branches
1.05%APY$105 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: Standard rate. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.05% $20,000 – $50,000 1.10% $50,000 – $100,000 1.40% Over $100,000 1.65% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
Offer: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
0.11% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Maximum Impact Savings™ Balance APY Up to $100 0.11% $100 and upYour amount 1.05% Rate checked
More details - Signal FinancialSignal Smart SavingsSavings · $0 min · 0.25%–1.01% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. No transaction requirements and no monthly maintenance fees. Membership required ($5 one-time membership share). Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Promotional rate · 1.00% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Savings Balance APY Up to $10,000Your amount 1.01% $25,000 – $50,000 0.40% $50,000 – $100,000 0.33% $100,000 and up 0.25% Rate checked
More details - Transit Employees Federal Credit UnionParamount Money MarketParamount Money Market · $0 min · 0.25%–3.75% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded and credited monthly; Dividend period is calendar month; Minimum balance to earn dividends is $0.01; Balance method is average daily balance.
Offer: Minimum balance to earn dividends is $0.01; Dividends compounded and credited monthly; Average daily balance method.
0.25% interest rate
Rate by balance
Rate by balance for Paramount Money Market Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.75% $100,000 – $200,000 2.75% $200,000 and up 3.75% Rate checked
More details - Transportation Federal Credit UnionMomentum SavingsSavings · 0.50%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Tiered interest-bearing reward savings account. Must be linked to an Xcelerate High-Yield Checking or Xcelerate CashBack Checking account. Limited to one account per membership. No minimum balance requirement to open or maintain. Dividends credited and compounded monthly.
Offer: Applies to balances $100,000 and under when linked rewards checking meets monthly qualifications (15 debit card purchases, 1 direct deposit/ACH debit or credit transaction, and eStatements).
Qualified rate · 1.00% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate by balance
Rate by balance for Momentum Savings Balance APY Up to $100,000Your amount 1.00% Over $100,000 0.50% Rate checked
More details - Transportation Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.75%–1.15% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires a $2,500 minimum deposit to open and maintain; balances falling below $2,500 may be transferred to Share Savings. Dividends are compounded and paid monthly using the daily balance method. Up to 3 minimum $500 withdrawals permitted.
Offer: Dividends calculated using the daily balance method, compounded and paid monthly. Minimum balance of $2,500 required to earn APY.
0.75% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $9,999 0.75% $10,000 – $19,999Your amountMinimum balance required to earn APY. 1.00% $20,000 – $49,999Minimum balance required to earn APY. 1.10% $50,000 and upMinimum balance required to earn APY. 1.15% Rate checked
More details - MainStreet BankPersonal Super Saving Money MarketPersonal Super Saving Money Market · $2,500 min · 0.70%–2.20% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Fees may reduce earnings. Rates may change after account opening.
0.70% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Personal Super Saving Money Market Balance APY Over $0 0.70% $5,000 and up 0.80% $10,000 and upYour amount 0.90% $25,000 and up 1.15% $50,000 and up 1.90% $100,000 and up 2.20% Rate checked
More details - Andrews Federal Credit UnionPremium Money Market AccountPremium Money Market Account · $1,000 min · 0.80%–1.00% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Minimum balance to open and maintain an account is $1,000; a low balance fee applies if balance falls below $1,000. Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
0.80% interest rate
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $2,500 0.80% $2,500 – $20,000Your amount 0.85% $20,000 – $50,000 0.90% $50,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in District of Columbia
178 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.11%
- Top 10% from
- 2.05%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.15%
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District of Columbia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EagleBankBank · 3 branches
- PenFed Credit UnionCredit union · 3 branches
- American Airlines Federal Credit UnionCredit union · 1 branch