Compare Bank & Credit Union Rates
Best savings rates in Groton, CT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Groton, CT
- 0.05%APY$5 a year on $10,000
Requirements
Product: Par value membership share ($0.01) is required to be held reserved in a share account. Minimum balance of $0.01 required at all times.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No minimum opening deposit and no monthly maintenance fee. Higher APYs require meeting monthly qualification cycle criteria in linked account (at least 1 direct deposit/ACH credit/payment, at least 12 debit card purchases, and e-statement enrollment).
Offer: Applies to entire daily balance when qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Aug 1, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Rates may change after the account is opened. Fees may reduce earnings. Relationship offering rates require qualifying relationship.
Offer: Relationship Offering. Minimum to earn APY is $25.
Qualified rate · 0.03% interest rate · Effective Aug 25, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $5,000 0.03% $5,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.03% $100,000 – $250,000 0.05% $250,000 – $500,000 0.05% $500,000 and up 0.05% Rate checked
More details - Chelsea Groton BankMoney Market AccountMoney Market Account · $5,000 min · 0.03%–0.05% by balance
Bank · 2 branches
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Minimum to earn APY is $25. Rates may change after the account is opened. Fees may reduce earnings. Federal regulation limits certain types of withdrawals and transfers to a maximum of 6 per month or statement period; checks written in excess of 3 per month are subject to a fee.
Offer: Relationship Offering. Minimum to earn APY is $25.
Qualified rate · 0.03% interest rate · Effective Aug 25, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.03% $5,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.03% $100,000 – $250,000 0.05% $250,000 – $500,000 0.05% $500,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Passbook must be present with account holder to withdraw funds during normal banking hours. Cannot be linked to a debit card or used for online transfers. No monthly maintenance fee if minimum balance is met. Rates may change after the account is opened. Fees may reduce earnings.
Offer: Relationship Offering. Minimum to earn APY is $25.
Qualified rate · 0.03% interest rate · Effective Aug 25, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY Up to $5,000 0.03% $5,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.03% $100,000 – $250,000 0.05% $250,000 – $500,000 0.05% $500,000 and up 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Passbook must be present with account holder to withdraw funds during normal banking hours. Cannot be linked to a debit card or used for online transfers. No monthly maintenance fee if minimum balance is met. Rates may change after the account is opened. Fees may reduce earnings.
Offer: Standard Offering. Minimum to earn APY is $25.
Qualified rate · 0.01% interest rate · Effective Aug 25, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY Up to $5,000 0.01% $5,000 – $25,000Your amount 0.01% $25,000 – $50,000 0.01% $50,000 – $100,000 0.01% $100,000 – $250,000 0.03% $250,000 – $500,000 0.03% $500,000 and up 0.03% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Groton, CT
33 accounts at 9 banks and credit unions · checked Sep 24–Oct 22
- Typical
- 0.05%
- Top 10% from
- 1.00%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Norwich, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CSE Credit UnionCredit union · 1 branch
- Navy Federal Credit UnionCredit union · 3 branches
- Liberty BankBank · 9 branches