Bank · FDIC insured
Chelsea Groton Bank
A $1.8B bank headquartered in Groton, CT, with 14 branches in Connecticut.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—0.55%Needs another account or monthly activityCD rates →
- Savings—0.05%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Chelsea Groton Bank
Chelsea Groton Bank is headquartered in Groton, Connecticut.
The bank operates 14 branch locations.
- Headquarters
- 904 Poquonnock Rd, Groton, CT 06340
- FDIC certificate
- 18238 ↗
Branches
14 branches in Connecticut
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Connecticut
14 branches
- Chelsea Groton BankMain office904 Poquonnock Rd, Groton, CT 06340Directions
- Sprague Branch156 Willimantic Rd, Baltic, CT 06330Directions
- Center Groton Branch904 Poquonnock Rd, Groton, CT 06340Directions
- Mystic Autobank Express Branch50 N Stonington Rd, Mystic, CT 06355Directions
- Mystic Branch2 Water St, Mystic, CT 06355Directions
- New London Branch1 Montauk Ave, New London, CT 06320Directions
- Niantic Branch21 Pennsylvania Ave, Niantic, CT 06357Directions
- North Stonington Branch391 Norwich Westerly Rd, North Stonington, CT 06359Directions
- Downtown Norwich Branch55 Main St, Norwich, CT 06360Directions
- Norwichtown Branch50 Town St, Norwich, CT 06360Directions
- West Main Street Branch444 W Main St, Norwich, CT 06360Directions
- Pawcatuck Branch116 W Broad St, Pawcatuck, CT 06379Directions
- Salem Branch20 Hartford Rd, Salem, CT 06420Directions
- Waterford Branch157 Boston Post Rd, Waterford, CT 06385Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.73% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.48% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.39% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $111 | $88 | — |
- CapitalLeverage ratio16.73%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.48%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.39%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$111Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Chelsea Groton Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.