Chelsea Groton Bank Savings & Money Market Rates

How Chelsea Groton Bank’s savings rates compare

Compared with banks and credit unions in Connecticut, where Chelsea Groton Bank has the most branches. $10,000, best rate first.

This bank’s best
Chelsea Groton Bank
0.03%APY
Requires
Another account
Minimum
$25
Earns on $10,000 a year
$3
Statement Savings
Top rate
Albright Credit Union
5.00%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$500
Albright Credit Union rates
2nd-highest rate
Franklin Trust Federal Credit Union
4.00%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$400
Franklin Trust Federal Credit Union rates

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Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Money Market Account

Up to 0.03%APYRequirements apply$5,000 to open

Minimum to earn APY is $25. Rates may change after the account is opened. Fees may reduce earnings. Federal regulation limits certain types of withdrawals and transfers to a maximum of 6 per month or statement period; checks written in excess of 3 per month are subject to a fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Relationship Offering. Minimum to earn APY is $25.	0.03%	—	Relationship Offering. Minimum to earn APY is $25.
Up to $5,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$5,000 – $25,000Relationship Offering. Minimum to earn APY is $25.	0.03%	$3	Relationship Offering. Minimum to earn APY is $25.
$5,000 – $25,000Standard Offering. Minimum to earn APY is $25.	0.01%	$1	Standard Offering. Minimum to earn APY is $25.
$25,000 – $50,000Relationship Offering. Minimum to earn APY is $25.	0.03%	—	Relationship Offering. Minimum to earn APY is $25.
$25,000 – $50,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$50,000 – $100,000Relationship Offering. Minimum to earn APY is $25.	0.03%	—	Relationship Offering. Minimum to earn APY is $25.
$50,000 – $100,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$100,000 – $250,000Relationship Offering. Minimum to earn APY is $25.	0.05%	—	Relationship Offering. Minimum to earn APY is $25.
$100,000 – $250,000Standard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.
$250,000 – $500,000Relationship Offering. Minimum to earn APY is $25.	0.05%	—	Relationship Offering. Minimum to earn APY is $25.
$250,000 – $500,000Standard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.
$500,000 and upRelationship Offering. Minimum to earn APY is $25.	0.05%	—	Relationship Offering. Minimum to earn APY is $25.
$500,000 and upStandard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.

Sources (2)

All captured Sep 19, 2026

Passbook Savings

Up to 0.03%APYRequirements apply$25 to open

Passbook must be present with account holder to withdraw funds during normal banking hours. Cannot be linked to a debit card or used for online transfers. No monthly maintenance fee if minimum balance is met. Rates may change after the account is opened. Fees may reduce earnings.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Relationship Offering. Minimum to earn APY is $25.	0.03%	—	Relationship Offering. Minimum to earn APY is $25.
Up to $5,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$5,000 – $25,000Relationship Offering. Minimum to earn APY is $25.	0.03%	$3	Relationship Offering. Minimum to earn APY is $25.
$5,000 – $25,000Standard Offering. Minimum to earn APY is $25.	0.01%	$1	Standard Offering. Minimum to earn APY is $25.
$25,000 – $50,000Relationship Offering. Minimum to earn APY is $25.	0.03%	—	Relationship Offering. Minimum to earn APY is $25.
$25,000 – $50,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$50,000 – $100,000Relationship Offering. Minimum to earn APY is $25.	0.03%	—	Relationship Offering. Minimum to earn APY is $25.
$50,000 – $100,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$100,000 – $250,000Relationship Offering. Minimum to earn APY is $25.	0.05%	—	Relationship Offering. Minimum to earn APY is $25.
$100,000 – $250,000Standard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.
$250,000 – $500,000Relationship Offering. Minimum to earn APY is $25.	0.05%	—	Relationship Offering. Minimum to earn APY is $25.
$250,000 – $500,000Standard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.
$500,000 and upRelationship Offering. Minimum to earn APY is $25.	0.05%	—	Relationship Offering. Minimum to earn APY is $25.
$500,000 and upStandard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.

Sources (2)

All captured Sep 19, 2026

Statement Savings

Up to 0.03%APYRequirements apply$25 to open

Rates may change after the account is opened. Fees may reduce earnings. Relationship offering rates require qualifying relationship.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Relationship Offering. Minimum to earn APY is $25.	0.03%	—	Relationship Offering. Minimum to earn APY is $25.
Up to $5,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$5,000 – $25,000Relationship Offering. Minimum to earn APY is $25.	0.03%	$3	Relationship Offering. Minimum to earn APY is $25.
$5,000 – $25,000Standard Offering. Minimum to earn APY is $25.	0.01%	$1	Standard Offering. Minimum to earn APY is $25.
$25,000 – $50,000Relationship Offering. Minimum to earn APY is $25.	0.03%	—	Relationship Offering. Minimum to earn APY is $25.
$25,000 – $50,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$50,000 – $100,000Relationship Offering. Minimum to earn APY is $25.	0.03%	—	Relationship Offering. Minimum to earn APY is $25.
$50,000 – $100,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$100,000 – $250,000Relationship Offering. Minimum to earn APY is $25.	0.05%	—	Relationship Offering. Minimum to earn APY is $25.
$100,000 – $250,000Standard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.
$250,000 – $500,000Relationship Offering. Minimum to earn APY is $25.	0.05%	—	Relationship Offering. Minimum to earn APY is $25.
$250,000 – $500,000Standard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.
$500,000 and upRelationship Offering. Minimum to earn APY is $25.	0.05%	—	Relationship Offering. Minimum to earn APY is $25.
$500,000 and upStandard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.

Sources (2)

All captured Sep 19, 2026

Special-purpose accounts

IRA Statement Savings

0.05%APYIRA

Tax-qualified savings account (Traditional, Roth, Educational IRA, SEP). Rates may change after the account is opened. Fees may reduce earnings.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Minimum to earn APY is $25.	0.05%	—	Minimum to earn APY is $25.
$5,000 – $25,000Minimum to earn APY is $25.	0.05%	$5	Minimum to earn APY is $25.
$25,000 and upMinimum to earn APY is $25.	0.10%	—	Minimum to earn APY is $25.

Sources (3)

All captured Sep 19, 2026

Holiday / Vacation Club

0.05%APYClub$1 to open

Save funds all year long for a specific vacation, holiday, event or goal. Deposits can be made electronically or in person; account holder sets the budget. No monthly maintenance fee. Minimum to earn APY $1.00 (no tiered rates). Rates may change after the account is opened. Fees may reduce earnings.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$1 and upStandard Offering across all balances.$1 and up	0.05%	$5	Standard Offering across all balances.

Sources (2)

All captured Sep 19, 2026

Chelsea U Savings

0.01%APYKids and teens$25 to open

Designed specifically for young adults ages 13-22 as part of the Chelsea U Student Banking program. Rates may change after the account is opened. Fees may reduce earnings.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$5,000 – $25,000Standard Offering. Minimum to earn APY is $25.	0.01%	$1	Standard Offering. Minimum to earn APY is $25.
$25,000 – $50,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$50,000 – $100,000Standard Offering. Minimum to earn APY is $25.	0.01%	—	Standard Offering. Minimum to earn APY is $25.
$100,000 – $250,000Standard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.
$250,000 – $500,000Standard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.
$500,000 and upStandard Offering. Minimum to earn APY is $25.	0.03%	—	Standard Offering. Minimum to earn APY is $25.

Sources (2)

All captured Sep 19, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

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