Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 676–690 results in California
- 0.05%APY$5 a year on $10,000
Requirements
Product: Basic shares account. Minimum account balance is $50; no account maintenance fee.
Offer: Listed as Regular and Special Share dividend rate.
0.05% interest rate · No monthly fee · Effective Apr 1, 2025
Rate checked
More details - Universal BankFoothill Unity Center Money Market CheckingFoothill Unity Center Money Market Checking · $1,500 min · 0.05%–0.10% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Jun 20, 2024
Rate by balance
Rate by balance for Foothill Unity Center Money Market Checking Balance APY $1,500 – $50,000Your amount 0.05% $50,000 and up 0.10% Rate checked
More details - Shell Western States FCUShare Account (Savings)Savings · $25 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A $5 General Share Account must be opened to become a member of SWS Federal Credit Union. Dividend rates are declared by the Board of Directors each quarter based on credit union earnings. No monthly service charge.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Account (Savings) Balance APY Up to $50,000Your amount 0.05% $50,000 – $100,000 0.10% Over $100,000 0.15% Rate checked
More details - Utility District Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid monthly. Minimum opening balance must be maintained for the entire term. Early closure fees may reduce earnings.
Offer: Dividends paid monthly. Minimum opening balance must be maintained for the entire term.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open a Primary Savings Account with a minimum deposit of $25.00 (shareholder deposit, returned upon account closure). $5.00 monthly service fee applies to accounts with a combined balance of less than $100.00.
Offer: Accounts with a combined balance of less than $100.00 incur a $5.00 monthly service fee.
$5 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Initial deposit of $25 establishes the account; must maintain a $25 balance to remain eligible for Credit Union services. Dividends declared monthly by the Board of Directors.
Offer: Monthly dividend frequency; requires a minimum balance of $100 to earn stated rate.
0.05% interest rate · Effective Nov 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required to join credit union. Initial deposit of $30.00 includes a $5.00 one-time membership fee. Must maintain a $25.00 balance. Dividends earned on balances of $2,500.00 and above.
Offer: Minimum balance required to earn a dividend.
0.05% interest rate · Effective Feb 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a balance of $100.
Offer: APY as high as 0.05%. Requires a balance of $100.
Rate checked
More details - Pasadena Federal Credit UnionRegular Savings (incl. Primary Share)Savings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Standard savings account that activates Pasadena FCU membership. Surcharge-free ATM access and online/mobile banking access. Dividends paid quarterly.
Offer: Dividends paid quarterly.
No monthly fee
Rate checked
More details - SAG-AFTRA Federal Credit UnionAdditional Regular Share SavingsSavings · $250 min · 0.05%–0.45% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: No minimum deposit to open account. No minimum balance to maintain the account or avoid low balance fee. Minimum balance to earn dividends is $250.
Effective Aug 1, 2026
Rate by balance
Rate by balance for Additional Regular Share Savings Balance APY $250 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.40% $100,000 and up 0.45% Rate checked
More details - SAG-AFTRA Federal Credit UnionPrimary Share Savings RegularSavings · $250 min · 0.05%–0.45% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Share Savings accounts have a monthly fee of $5, which is eliminated by opening and signing up for e-checking. Minimum balance to maintain account or avoid low balance fee is $250. Minimum balance to earn dividends is $250.
Offer: Open and sign up for e-checking to eliminate the $5 monthly fee. Minimum balance to maintain the account or avoid low balance fee is $250.
$5 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Primary Share Savings Regular Balance APY $250 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.40% $100,000 and up 0.45% Rate checked
More details - East County Schools Federal Credit UnionPrimary Share SavingsSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Establishing lifetime membership requires opening a share savings account with minimum $5.00 (one share). No monthly fee. Up to 8 different accounts allowed.
0.05% interest rate · No monthly fee · Effective May 1, 2025
Rate checked
More details - The Police Credit UnionTiered SavingsSavings · $500 min · 0.05%–1.01% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: No monthly service or maintenance fees.
Offer: Minimum opening deposit is $500 (or $2,500 per general schedule terms). Dividend Rate and APY are based on the entire daily balance. Dividends compounded and credited monthly.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $5,000 0.05% $5,000 – $15,000Your amount 0.05% $15,000 – $50,000 0.50% $50,000 and up 1.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member of The Police Credit Union; requires purchasing five shares ($25.00 par value). No monthly service or maintenance fees.
Offer: Must maintain at least $25.00 each day to obtain disclosed APY. Dividends compounded and credited monthly.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Jun 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches