Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 586–600 results in California
- 0.05%APY$5 a year on $10,000
Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Kern, Inyo, and Mono counties and selected communities in northern San Bernardino County, or immediate family member of an AltaOne member). $5 minimum balance to open and maintain account. Regular Share dividends calculated daily, compounded and paid quarterly. Variable rate account.
Offer: Variable rate account; dividends calculated daily, compounded and paid quarterly. $5 minimum balance to open and maintain account.
0.05% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate account; dividends calculated daily, compounded and paid quarterly. $5 minimum balance to open and maintain account.
Offer: Variable rate account; dividends calculated daily, compounded and paid quarterly. $5 minimum balance to open and maintain account.
0.05% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Part of member ownership in America First Credit Union; starts upon joining. Account is free with a maintained balance of $1.00. Dividends credited monthly; rate and APY subject to monthly change.
Offer: Maintained balance of $1.00 keeps account free. Fees could reduce earnings. Dividends are credited monthly.
0.05% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 56 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Maximum number of nine (9) Secondary Savings accounts can be opened under one primary account. Secondary Savings accounts earn the First500 Savings Base Rate.
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: First step into membership. One account per Social Security Number. In certain instances when minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee of $6.00 may apply.
Offer: First500 Savings Base Rate applies to balances above $500 in qualifying accounts and any balance in non-qualifying First500 accounts. Monthly service fee of $6.00 may apply if minimum balance is not maintained and no other services/accounts are open.
Qualified rate · $6 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
- 0.05%APY$5 a year on $10,000
Requirements
Product: Also referred to as Share Savings. Monthly payroll deduction available.
Offer: Dividends paid quarterly.
0.05% interest rate
Rate checked
More details - Interfaith Federal Credit UnionMembership Share Savings AccountSavings · $100 min · 0.01%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Required membership share savings account. Minimum required balance is $5. Dividend earnings begin with a balance of $100. Rates are compounded and credited monthly. Account is for individuals age 18 and older (members under 18 open Xtreme Savers which converts at 18).
Offer: Tier 1
0.01% interest rate
Rate by balance
Rate by balance for Membership Share Savings Account Balance APY $100 – $999 0.01% $1,000 – $4,999Tier 2 0.05% $5,000 – $14,999Your amountTier 3 0.05% $15,000 – $24,999Tier 4 0.05% $25,000 – $49,999Tier 5 0.10% $50,000 – $99,999Tier 6 0.10% $100,000 and upTier 7 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to keep open is $5.00.
0.05% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to keep open is $5.00. Minimum daily balance of $50.00 required to earn APY.
Offer: Minimum daily balance of $50.00 required to earn stated APY.
0.05% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to keep open is $5.00. Minimum daily balance to earn APY is $50.00.
0.05% interest rate · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: $50 minimum balance to earn dividends.
0.05% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches