Credit union · NCUA insured
Novo Federal Credit Union Savings Rates
Novo Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Additional Savings. Rates checked October 16, 2026.
How Novo Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Riverside, CA, where Novo Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Novo Federal Credit Union
0.05%APY
- Minimum
- —
- Earns on $10,000 a year
- $5
Additional Savings
Top rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Novo Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Novo Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Additional Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly.Any balance | 0.05% | $5 | Dividends paid quarterly. |
Sources (1)
- novocu.org/rates · captured Oct 16, 2026
Regular Savings
0.05%APY
Also referred to as Share Savings. Monthly payroll deduction available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid quarterly.$25 and up | 0.05% | $5 | Dividends paid quarterly. |
Special-purpose accounts
Christmas Club
0.05%APY
A sub-account specifically designated for Christmas. Can be opened any time; funds are disbursed to regular shares on or about October 15 each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly; funds disbursed on or around October 15.Any balance | 0.05% | $5 | Dividends paid quarterly; funds disbursed on or around October 15. |
Youth Savings
0.05%APY
Designed to help young people understand the value of money.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid quarterly.$25 and up | 0.05% | $5 | Dividends paid quarterly. |
Who can join Novo Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Chino, Chino Hills, Corona, Eastvale, Fontana, Jurupa Valley, Norco, Ontario, Rancho Cucamonga, Riverside, or their unincorporated areas.
Military, government and schools
- Membership includes correctional professionals/employees, first responders, public service employees/public servants, and retirees.
Family and household
- Immediate family members of eligible members are eligible to join.
Membership information collected October 5, 2026.