Compare Bank & Credit Union Rates
Best savings rates in Roseville, CA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Roseville, CA
- Sierra Central Credit UnionFlex Money MarketFlex Money Market · $0 min · 0.07%–1.76% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Membership open to those that live, work, or attend school in any branch location county. Dividends compound monthly.
0.07% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Over $0 0.07% $2,500 and up 0.60% $10,000 and upYour amount 0.70% $50,000 and up 1.26% $100,000 and up 1.76% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available for individual and joint account holders. Businesses, trusts, and other legal entities are not eligible online.
Offer: A minimum balance of $1,000 must be maintained to obtain the advertised APY. A monthly $5.00 paper statement fee applies unless electronic statements are elected.
0.49% interest rate · No monthly fee
Rate checked
More details - Exchange BankPersonal Money MarketPersonal Money Market · $1,000 min · 0.23%–0.73% by balance
Bank · 1 branch
0.33%APY$33 a year on $10,000with conditionsRequirements
Offer: Premier Plus Rewards Program Platinum tier: requires an open Premier Plus Checking account and combined average daily ledger balance of $25,000 or more (Platinum balance criteria) in related deposit balances.
Qualified rate · 0.23% interest rate · $12 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.23% $10,000 – $49,999Your amount 0.33% $50,000 – $99,999 0.38% $100,000 and up 0.73% Rate checked
More details - Exchange BankPersonal Money MarketPersonal Money Market · $1,000 min · 0.22%–0.72% by balance
Bank · 1 branch
0.32%APY$32 a year on $10,000with conditionsRequirements
Offer: Premier Plus Rewards Program Gold tier: requires an open Premier Plus Checking account and combined average daily ledger balance of $25,000 or more (Gold balance criteria) in related deposit balances.
Qualified rate · 0.22% interest rate · $12 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.22% $10,000 – $49,999Your amount 0.32% $50,000 – $99,999 0.37% $100,000 and up 0.72% Rate checked
More details - Exchange BankPersonal Money MarketPersonal Money Market · $1,000 min · 0.21%–0.71% by balance
Bank · 1 branch
0.31%APY$31 a year on $10,000with conditionsRequirements
Offer: Premier Plus Rewards Program Silver tier: requires an open Premier Plus Checking account and combined average daily ledger balance of $25,000 or more in related deposit balances.
Qualified rate · 0.21% interest rate · $12 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.21% $10,000 – $49,999Your amount 0.31% $50,000 – $99,999 0.36% $100,000 and up 0.71% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Exchange BankPersonal Money MarketPersonal Money Market · $1,000 min · 0.20%–0.70% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsQualified rate · 0.20% interest rate · $12 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.20% $10,000 – $49,999Your amount 0.30% $50,000 – $99,999 0.35% $100,000 and up 0.70% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
Offer: A $5.00 minimum balance is required to open and maintain membership.
Compounded monthly
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed APY.
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - California Community Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.75% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. No minimum daily balance requirement to earn dividends. Funds can be used to provide overdraft protection for checking account.
Offer: Variable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month.
0.75% interest rate · $10 monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.75% $10,000 – $50,000Your amount 0.20% $50,000 – $250,000 0.30% $250,000 and up 0.30% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Premier Plus Rewards Program Platinum tier for balance of $24,999 or less.
Qualified rate · 0.13% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.13% $25,000 – $99,999 0.13% $100,000 – $249,999 0.18% $250,000 – $499,999 0.20% $500,000 – $999,999 0.19% $1,000,000 and up 0.23% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Platinum tier (requires combined deposits >= $25k).
Qualified rate · 0.13% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Gold tier (requires combined deposits >= $25k).
Qualified rate · 0.12% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Premier Plus Rewards Program Gold tier for balance of $24,999 or less.
Qualified rate · 0.12% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.12% $25,000 – $99,999 0.12% $100,000 – $249,999 0.17% $250,000 – $499,999 0.19% $500,000 – $999,999 0.18% $1,000,000 and up 0.22% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Roseville, CA
71 accounts at 21 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Sacramento, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Travis Credit UnionCredit union · 2 branches
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