Credit union · NCUA insured
California Community Credit Union Savings Rates
Top CarrotCalifornia Community Credit Union’s best savings rate is 0.05% APY on $10,000, with its Auxillary Savings. Rates checked October 16, 2026.
How California Community Credit Union’s savings rates compare
Compared with banks and credit unions near Sacramento, CA, where California Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
California Community Credit Union
0.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $20
Money Market Account
Top rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
California Community Credit Union savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where California Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.20%APY
Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. No minimum daily balance requirement to earn dividends. Funds can be used to provide overdraft protection for checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Variable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. | 0.75% | — | Variable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. |
| $10,000 – $50,000Variable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. | 0.20% | $20 | Variable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. |
| $50,000 – $250,000Variable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. | 0.30% | — | Variable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. |
| $250,000 and upVariable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. | 0.30% | — | Variable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. |
Auxillary Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upVariable rate. Minimum $500.00 balance to earn dividends.$500 and up | 0.05% | $5 | Variable rate. Minimum $500.00 balance to earn dividends. |
Sources (1)
- caccu.org/rates · captured Oct 16, 2026
Savings Account
0.05%APY
Primary savings/share account that establishes membership in California Community Credit Union. $1.00 to open the account plus a $1.00 one-time membership fee ($2.00 total minimum deposit).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upVariable rate. Minimum $500.00 balance to earn dividends.$500 and up | 0.05% | $5 | Variable rate. Minimum $500.00 balance to earn dividends. |
Special-purpose accounts
Jr. Saver's Account
0.05%APY
Designed for members under age 18. A parent or legal guardian must be a joint owner until minor reaches age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upVariable rate. Minimum $500.00 balance to earn dividends.$500 and up | 0.05% | $5 | Variable rate. Minimum $500.00 balance to earn dividends. |
Santa's Helper Account
0.05%APY
Minimum deposit to open is $0.00. Funds transfer into checking or savings account on November 1st and renew annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upVariable rate. Minimum $500.00 balance to earn dividends.$500 and up | 0.05% | $5 | Variable rate. Minimum $500.00 balance to earn dividends. |
Vacation Account
0.05%APY
Dividends earned on daily balance, paid and compounded quarterly. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upVariable rate. Minimum $500.00 balance to earn dividends. No monthly service charge.$500 and up | 0.05% | $5 | Variable rate. Minimum $500.00 balance to earn dividends. No monthly service charge. |
Who can join California Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.