Compare Bank & Credit Union Rates
Best savings rates in Oakland, CA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Oakland, CA
- 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. $15 monthly maintenance charge waived with $1,500 daily balance requirement. If account is closed before interest is credited, accrued interest is forfeited. Maximum 6 preauthorized withdrawals/transfers per month ($10 per excess item).
Offer: Interest compounded daily, paid quarterly, actual/actual day basis. $15 monthly fee waived with $1,500 daily balance.
0.05% interest rate · Compounded daily · $15 monthly fee
Rate by balance
Rate by balance for Value Savings Balance APY $1,500 and upYour amount 0.05% $50,000 and up 0.10% Rate checked
More details - Metropolitan BankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.50% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Tiered market rate of interest compounded daily, paid monthly. Limited check-writing convenience. Maximum 6 preauthorized withdrawals, online transfers, automatic or telephone transfers, checks, drafts, debit card and similar transactions per month. $10.00 service charge for each item in excess of 6 per month. Monthly maintenance charge of $10 is waived with a $2,500 daily balance.
Offer: Interest compounded daily, paid monthly. Monthly maintenance charge of $10 is waived with a $2,500 daily balance.
0.05% interest rate · Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.50% $50,000 and up 0.50% $100,000 and up 0.50% $150,000 and up 0.50% $250,000 and up 0.50% $350,000 and up 0.50% $500,000 and up 0.50% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - CommunityAmerica Credit UnionHigh Interest SavingsSavings · $1 min · 0.03%–5.00% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Limit one High Interest Savings or Delta Savings account per member. The High Interest Savings account is only available to Consumer accounts (Business and IRA accounts do not qualify). Minor Savings accounts are not eligible.
Offer: First tier APY is conditional on meeting requirements: enrolled in eStatements, monthly direct deposit of at least $250 posted to one deposit account, and single checking account with 15 posted POS debit card transactions per month; OR enrolled in eStatements and single checking account with 25 posted POS debit card transactions per month. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Requirements must be met by the day before the last day of the month.
Qualified rate · 4.89% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for High Interest Savings Balance APY Up to $2,500 5.00% Over $2,500Your amountAlso applies to entire balance if First Tier qualifications are not met. 0.03% Rate checked
More details - CommunityAmerica Credit UnionSavingsSavings · $1 min · 0.03%–0.05% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable.
0.03% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.05% $100,000 and up 0.05% Rate checked
More details - Provident Credit UnionProvident Savings AccountSavings · $5 min · 0.03%–0.08% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Basic savings account for all Provident members. Required for Provident Credit Union membership. Can be used as an overdraft source for Provident Checking accounts.
0.03% interest rate
Rate by balance
Rate by balance for Provident Savings Account Balance APY Up to $25,000Your amount 0.03% $25,000 and up 0.08% Rate checked
More details - Provident Credit UnionSecondary SavingsSavings · $5 min · 0.03%–0.08% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,0000.03% interest rate
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $25,000Your amount 0.03% $25,000 and up 0.08% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Dividend-earning savings account that can be nicknamed within online banking for specific savings goals. Dividends are paid monthly based on average daily balance.
Offer: Rate schedule listed under Regular Savings (Includes IRA, Holiday and Miscellaneous). Dividends are paid monthly based on average daily balance.
0.03% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: A $5 savings account is required to start and maintain Credit Union membership. Dividends are paid monthly based on average daily balance.
Offer: Dividends are paid monthly based on average daily balance.
0.03% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.
Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.02% $1,000 – $5,000 0.02% $5,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.04% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oakland, CA
68 accounts at 23 banks and credit unions · checked Oct 7–22
- Typical
- 0.09%
- Top 10% from
- 2.14%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.10%
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San Francisco, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st Nor Cal® Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 4 branches