Bank · FDIC insured
NobleBank & Trust
A $444M bank headquartered in Anniston, AL, with 6 branches in Alabama. Best rates: savings 0.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings660.10%0.25% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About NobleBank & Trust
NobleBank & Trust began in 2004 when a group of community leaders sought to establish a locally owned community bank based on Biblical principles.
The bank focuses on serving individuals, families, and businesses in Central Alabama.
- Headquarters
- 1509 Quintard Ave, Anniston, AL 36201
- FDIC certificate
- 58111 ↗
Branches
6 branches in Alabama
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Alabama
6 branches
Anniston area · 4
- NobleBank & TrustMain office1509 Quintard Ave, Anniston, AL 36201Directions
- Alexandria Office Branch646 Valley Cub Dr, Alexandria, AL 36250Directions
- Oxford Office1836 Us Highway 78 E, Oxford, AL 36203Directions
- Piedmont Office Branch201 N Main St, Piedmont, AL 36272Directions
Birmingham area · 1
- Birmingham Office Branch361 Summit Blvd, Birmingham, AL 35243Directions
Heflin area · 1
- Heflin Branch846 Almon Street, Heflin, AL 36264Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.32% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.26% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.74% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $69 | $81 | — |
- CapitalLeverage ratio11.32%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.26%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.74%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$69Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of NobleBank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.